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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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138 Pond Cypress Cove , Port St Joe, FL 32456
$649,000
Est. Payment: $3,291.61/mo
5 Bed
3 Bath
2535 Sqft
Status: active | Days on site: 280
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Why haven't you seen this WindMark Beach home yet? With a major $100,000 price improvement, a motivated seller, and showings available anytime, now is the time to take another look at 138 Pond Cypress Cove. This fully furnished, five-bedroom, three-bath Carol floor plan sits on a quiet street and offers plenty of room for family and guests. The home features two flexible living spaces, beautiful upstairs water views, and enough sleeping space for up to twelve. The community pool is just steps from the backyard, and the nearby boardwalk leads directly to the beach. Inside, you'll find an open layout, 9-foot ceilings, quartz countertops, stainless steel appliances, and a large kitchen island that is perfect for gathering. WindMark Beach offers golf cart-friendly living, resort-style pools, scenic trails and boardwalks, dining, shopping, community events, and a gym conveniently located in the town center. You are also just a short drive from both Mexico Beach and Port St. Joe. The home is not currently being used as a short-term rental, so it is easy to show anytime. Seller says bring offers!

Highlights

Listed by Laurie M Hardy , 585-703-6459 Counts Real Estate Group Inc , 850-249-3615. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.13

HOA Fee

539 Quarterly

Year Built

2022

County

Gulf

Area

07 - Gulf County

Neighborhood

Windmark

Listing ID

781294

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Interior Steps, Jetted Tub, Separate Shower, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Cul-De-Sac,Sprinkler System,Paved
Lot Dimensions:110 x 50
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Outdoor Shower
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$3,292
Taxes
$609
HOA
$539

Home Price

$649,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$129,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,291.61

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,291.61 $609.42 $539.00 $4,440.02
Yearly $39,499.27 $7,313.00 $6,468.00 $53,280.27
Total $1,184,978.00 $219,390.00 $194,040.00 $1,598,408.00

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS