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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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126 Tide Water Dr , Port St Joe, FL 32456
$489,000
Est. Payment: $2,480.12/mo
4 Bed
2 Bath
1780 Sqft
Status: active | Days on site: 732
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Walking distance to the beautiful, dog-friendly beach! This fully furnished 4-bedroom, 2-bath home sits on a spacious 10,019 sq ft lot and features an outdoor shower--perfect after a day at the beach. Enjoy your morning coffee on the covered back porch overlooking a peaceful greenspace preserve, offering privacy and tranquility. Inside, you'll find an open floor plan with an expansive great room featuring tray ceilings and a modern kitchen equipped with granite countertops and stainless-steel appliances--ideal for entertaining and family gatherings. The spacious primary suite includes a large walk-in closet and a well-appointed bath with a separate shower, garden tub, and double granite vanities. Located in the desirable Windmark Beach community, residents enjoy golf cart-friendly streets, roving security, a community pool, and 3.5 miles of scenic walking and biking trails along the shoreline. Just a short golf cart ride away, the Village Center offers a full bar with live music, mercantile/liquor store, pizza restaurant, sweets and ice cream shop, hair salon, spa, fitness center, breakfast/lunch café, beach equipment rentals, dog park, and more. Whether you're looking for a primary residence, second home, or an opportunity to generate short-term rental income, this property delivers. Lots are nearly twice the size of what the builder is currently offering.

Highlights

Listed by Mary P Jakupi Boutier , 678-925-9982 Coldwell Banker Realty , 850-234-6696. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.23

HOA Fee

163 Monthly

Year Built

2020

County

Gulf

Area

07 - Gulf County

Neighborhood

Windmark

Listing ID

760112

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Cooktop, Electric Range, Electric Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment
Fireplaces:
Other:
  • Additional:Coffered Ceiling(s), Double Vanity, Main Level Primary, Smart Home, Soaking Tub, Separate Shower, Smart Thermostat, Walk-In Closet(s), Instant Hot Water

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:60x125x70x125
Zoning:Resid Single Family
Roof:Other,Shake
Others:
  • Additional:Covered Patio, Patio, Rain Gutters
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$2,480
Taxes
$517
HOA
$163

Home Price

$489,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$97,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,480.12

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,480.12 $516.67 $163.00 $3,159.78
Yearly $29,761.39 $6,200.00 $1,956.00 $37,917.39
Total $892,841.67 $186,000.00 $58,680.00 $1,137,521.67

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS