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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1089 Backwater Rd , Port St Joe, FL 32456
$479,900
Est. Payment: $2,433.96/mo
5 Bed
3 Bath
2145 Sqft
Status: pending | Days on site: 54
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 1089 Backwater Road, located in the beautiful new home community of Windmark Beach in Port St. Joe, Florida. When you enter this beautiful home, you will notice beautiful quartz countertops in the kitchen and all bathrooms, engineered vinyl plank flooring throughout the entire home and 9-foot ceilings throughout. The kitchen is equipped with stainless-steel appliances including a free-standing smooth top range, microwave, and dishwasher. The kitchen features a large walk-in pantry, disposal, and water filtration system, as well has an island with extra cabinet storage underneath. The dining room floor plan features a large dining room, perfect for having guests in town or family to gather around a large table comfortably. The bathrooms come with beautiful granite countertops and all cabinets in the home have white cabinetry. The primary bathroom features a walk-in shower with glass doors, a tub, a double vanity, and a closet. These homes come with Smart Home Technology, enhancing your home in a modern way. On the outside, you will see quality Color-Plus Hardie Board exteriors which is uniquely engineered to stand up to the harshest elements from wind, rain, fire, freezing temperatures, and hail. Complemented by prairie-style doors and 30-year warranty dimensional shingles. Convenience meets security with steel garage doors equipped with openers, weatherproof outlets, hose bibs, and Kwikset deadbolts on all exterior doors. The Windmark community features underground utilities making it less susceptible to damage from severe weather leading to fewer outages, quicker restoration, and more reliable service. Enjoy all the amenities the WindMark Beach community has to offer complete with beautiful new homes, local food, shopping, boardwalks, and beach access! Windmark Beach amenities includes two pools, BBQ grills, 11 dedicated beach accesses, the village center, boardwalk, and is pet friendly! The community is golf cart friendly, and dogs are allowed on the beach in Windmark! Stop by our model home to experience WindMark Beach Townhomes today. Located directly across from the Gulf, you will find beautiful beaches within walking distance, and local restaurants close by. These homes offer easy access to Tyndall Air Force Base (21.7 miles away), Panama City Beach (39 miles away), and downtown Port St. Joe (only 4 miles away).

Highlights

Listed by Mark A Miles , 850-641-7576 and Paul Hanlon , 850-517-7705 DR Horton Realty of Emerald Coast, LLC , 850-660-1701. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.13

HOA Fee

539 Quarterly

Year Built

2026

County

Gulf

Area

07 - Gulf County

Neighborhood

Windmark

Listing ID

791051

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Range, Electric Water Heater, Plumbed For Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Smart Home, Soaking Tub, Smart Thermostat, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:50x115
Zoning:Resid Single Family
Roof:Shingle
Others:
  • Additional:Outdoor Shower
Sewer:Public Sewer
Parking Features:Additional Parking,Garage,Garage Door Opener
Principal Interest
$2,434
Taxes
$306
HOA
$539

Home Price

$479,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$95,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,433.96

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,433.96 $305.94 $539.00 $3,278.90
Yearly $29,207.55 $3,671.24 $6,468.00 $39,346.78
Total $876,226.41 $110,137.05 $194,040.00 $1,180,403.46

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS