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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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194 Sweetwater Shores Dr , Port St Joe, FL 32456
$1,550,000
Est. Payment: $8,563.53/mo
4 Bed
3 Bath
2432 Sqft
0.51 Acres
Status: Active | Days on site: 76
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Harrison Lilly Team
Owner/Operator

House Description

Live the dream on the Gulf in this stunning 4-bedroom, 3-bath beachfront residence offering direct Gulf access and breathtaking views. Thoughtfully designed for comfort and entertaining, this 2,432 sq ft home blends refined finishes with relaxed coastal living. The open-concept layout centers around a gourmet kitchen featuring a large island with prep sink, 6-burner Thermador gas range, stainless appliances, and custom cabinetry. Expansive windows in the great room frame panoramic Gulf views, while a fireplace adds warmth and ambiance for those rare cool evenings. The tranquil primary suite features a wood-accented ceiling, walk-in closet, and private access to a screened porch overlooking the beach. Three additional bedrooms provide ample space for guests or family. On the beach level, coastal living shines with an outdoor kitchen, farmhouse sink, bar seating, dining area, fire pit, and six-person hot tub--all steps from your private boardwalk to the sand and water. Enjoy morning coffee or evening sunsets with unobstructed views across the Gulf. Located minutes from downtown Port St. Joe dining, boutiques, and marinas, this property offers easy access to local favorites like Indian Pass Raw Bar and nearby boat launches for fishing or scalloping adventures. Whether you're seeking a full-time residence or a luxury vacation investment, this Gulf-front retreat delivers coastal living at its best. Schedule your private tour today.

Highlights

Listed by Billy Joe Smiley , 850-340-1213 Franklin & Gulf Counties MLS Members , Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.51

Year Built

2004

County

Gulf

Area

07 - Gulf County

Neighborhood

Sweetwater Shores

Listing ID

795015

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Oven, Gas Cooktop
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Interior Steps, Upper Level Primary, Entrance Foyer

Exterior Features

Lot:Paved
Lot Dimensions:47.0 ft x 472.0 ft
Zoning:County
Others:
  • ▪ Additional:Deck, Porch
Sewer:Public Sewer
Parking Features:Gravel
Principal Interest
$8,564
Taxes
$1,094

Home Price

$1,550,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$310,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,563.53

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,563.53 $1,093.92 $0.00 $9,657.44
Yearly $102,762.32 $13,127.00 $0.00 $115,889.32
Total $3,082,869.63 $393,810.00 $0.00 $3,476,679.63

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T12:26:16.000Z

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