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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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160 Florida Ave , Port St Joe, FL 32456
$697,000
Est. Payment: $3,535.05/mo
4 Bed
3 Bath
1985 Sqft
Status: sold | Days on site: 42
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

A COASTAL RETREAT that promises to elevate your lifestyle. This luxurious 4-bedroom, 3-bathroom residence is more than meets the eye, offering a unique divided bedroom floor plan that provides privacy and versatility for large families. With a total of 6 rooms/areas available for sleeping, this home is perfect for accommodating guests and loved ones. Step inside to discover an open floor plan adorned with opulent finishes. The living and dining areas flow seamlessly into a chef's kitchen, where stainless steel appliances (including a new stove/double oven), pristine quartz countertops, and an elegant backsplash await your culinary creations. The expansive center island serves as both a functional workspace and a breakfast bar, ideal for casual dining and entertaining. Outdoor living is a delight with a covered front porch and ample deck space, perfect for grilling and relaxation. You'll find convenient storage for all your beach gear, which is included with the home. This property is not only a dream home but also an income-producing opportunity, making it an outstanding vacation destination or investment. With easy beach access and a community pool just a few minute walk away, your coastal adventures await. Engage in kayaking, fishing, seashell hunting, and wildlife spotting right from your doorstep. Nearby Salinas Park offers additional recreation with pickleball courts, horseback riding, and miles of paved walking and bike trails. With tons of parking, including boat parking and a large driveway, this home is ready to accommodate all your needs.

Highlights

Listed by Nicole Majors , 850-247-8415 BeMajor Gulf Coast Realty LLC , 850-227-4455. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.19

HOA Fee

319 Quarterly

Year Built

1995

County

Gulf

Area

07 - Gulf County

Neighborhood

Surfside Estates Unit 1

Listing ID

789716

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Sitting Area in Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:78x107
Zoning:County, Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Outdoor Shower, Porch
Principal Interest
$3,535
Taxes
$658
HOA
$319

Home Price

$697,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$139,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,535.05

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $3,535.05 $658.17 $319.00 $4,512.22
Yearly $42,420.63 $7,898.00 $3,828.00 $54,146.63
Total $1,272,618.90 $236,940.00 $114,840.00 $1,624,398.90

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS