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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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128 Boardwalk Ave , Port St Joe, FL 32456
$499,800
Est. Payment: $2,534.63/mo
2 Bed
2 Bath
1296 Sqft
Status: active | Days on site: 214
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to this inviting 2 bedroom-2 bath beach cottage where coastal lifestyle meets effortless beach living. Ideal for both personal enjoyment & income potential, this home is thoughtfully designed for style, comfort & easy care. Tastefully decorated with new LVP flooring and updated kitchen cabinetry accented by stylish tiled finishes. The custom faux beam creates a coastal-chic focal point in the open living space, enhancing the airy feel of the high ceilings. Screened porches create multiple outdoor living areas, perfect for enjoying coastal breezes & taking in the vibrant sunset skies. Expansive deck spaces offer the ideal setting for hosting family & friends or unwinding after a day on the beach. Storage is abundant with two secure interior storage areas plus an additional ground level storage room: ideal for bikes, beach & fishing gear. Under house parking with dual driveways provide ample room for vehicles, golf carts & boat parking. After a short stroll to the community boardwalk, you'll have quick access to the wide, pet-friendly Gulf beach--perfect for shelling, fishing, long walks & laid-back beach days. When it's time to cool off, the heated saltwater community pool offers a refreshing retreat. Outdoor enthusiasts will love nearby Loggerhead Trail, an 8-mile paved path along Cape San Blas Road leading to St. Joseph Peninsula State Park, ideal for biking and walking. Salinas Park on the Bay side adds even more recreation with pickleball courts, playgrounds, pavilions, bayfront boardwalks, beach driving access & horseback riding along the Gulf. Enjoy live music & craft cocktails at Scallop Republic, boating & fishing at St. Joseph Peninsula State Park & the dining and boutique shopping of Port St. Joe just minutes away. This Cape San Blas retreat blends coastal comfort, thoughtful upgrades & an unbeatable location into one exceptional opportunity. Call for your private tour & LIVE THE BEACH LIFE!

Highlights

Listed by Kaye Haddock , 850-299-0086 Beach Properties Real Estate , 850-227-2500. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.18

HOA Fee

Year Built

1986

County

Gulf

Area

07 - Gulf County

Neighborhood

Surfside Estates Unit 1

Listing ID

782835

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary, Shower Only

Exterior Features

Lot:Paved
Lot Dimensions:83 x 103
Zoning:County, Resid Single Family
Roof:Metal
Others:
  • Additional:Covered Patio, Deck, Outdoor Shower, Porch
Sewer:Public Sewer
Principal Interest
$2,535
Taxes
$489
HOA
$0

Home Price

$499,800

Loan Details

30 yrs
6.528%

Down Payment

20%
$99,960
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,534.63

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,534.63 $489.08 $0.00 $3,023.71
Yearly $30,415.54 $5,869.00 $0.00 $36,284.54
Total $912,466.09 $176,070.00 $0.00 $1,088,536.09

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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