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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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109 Hemmingway Cir , Port St Joe, FL 32456
$899,900
Est. Payment: $4,564.12/mo
4 Bed
3 Bath
2184 Sqft
Status: active | Days on site: 80
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

SUNSET SOAKED LIVING!! Experience the best of Cape San Blas from this beautifully updated 4-bedroom/3-bath coastal retreat located on the highly desirable north end of the Cape. Recent interior upgrades include all new high-quality paint throughout, cosmetic repairs across the entire home, creating a fresh, bright & welcoming atmosphere. The open-concept floor plan is designed for gathering, with spacious living, dining & kitchen areas that flow seamlessly together. Abundant natural light, coastal finishes & comfortable living spaces make entertaining family & friends effortless. Outside, the improvements continue with upgraded landscaping, a newly installed irrigation system, outdoor storage, attractive paver enhancements & a brand-new outdoor shower perfect for rinsing off after sandy beach adventures. Expansive decks have been freshly striped & repainted, creating inviting outdoor living spaces where you can enjoy coastal breezes, morning coffee & unforgettable sunsets. Relax beneath the stars in the new hot tub or explore the Cape by golf cart--both will convey with the sale, adding immediate value & enjoyment for future owners. Ideally situated just a short walk to the community pool & the sugar-white sands of the Gulf, this exceptional property places some of Cape San Blas most treasured amenities right at your doorstep. Spend your days swimming, shelling, paddleboarding, kayaking, boating or simply relaxing on miles of uncrowded shoreline. Explore nearby St. Joseph Peninsula State Park, biking along scenic paths, enjoying local restaurants & shops, or take a short drive into Port St. Joe for waterfront dining, entertainment, boutique shopping & community events throughout the year. Offering the perfect combination of location, updates & lifestyle, this coastal retreat is a rare opportunity to embrace everything Cape San Blas has to offer. Call for your private tour & LIVE THE BEACH LIFE!!

Highlights

Listed by Kaye Haddock , 850-299-0086 Beach Properties Real Estate , 850-227-2500. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.26

HOA Fee

1600 Annually

Year Built

2007

County

Gulf

Area

07 - Gulf County

Neighborhood

Sunset Pointe

Listing ID

790383

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Central Vacuum, Double Vanity, Interior Steps, Sitting Area in Primary, Separate Shower, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:89.40x124.24x88.72x125.38
Zoning:County, Resid Single Family
Roof:Metal
Others:
  • Additional:Covered Patio
Parking Features:Gated
Principal Interest
$4,564
Taxes
$465
HOA
$1,600

Home Price

$899,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$179,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,564.12

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,564.12 $464.58 $1,600.00 $6,628.71
Yearly $54,769.48 $5,575.00 $19,200.00 $79,544.48
Total $1,643,084.28 $167,250.00 $576,000.00 $2,386,334.28

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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