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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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103 20th St , Port St Joe, FL 32456
$448,000
Est. Payment: $2,475.14/mo
0.54 Acres
Status: Active | Days on site: 43
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Harrison Lilly Team
Owner/Operator

House Description

Rare opportunity to own two adjoining lots in the heart of Port St. Joe! Offering incredible flexibility, these properties are being sold together but could be divided, making them ideal for a custom estate, investment opportunity, or future development. A newly constructed home would enjoy beautiful views of St. Joseph Bay, where breathtaking sunsets paint the sky each evening. A unique bonus is the existing gunite in-ground swimming pool, providing an excellent foundation for your backyard oasis while you build. Located just minutes from downtown Port St. Joe, you'll love the convenience of hopping on your golf cart to explore local boutiques, restaurants, coffee shops, and live music venues. Spend your days enjoying the charming coastal atmosphere, fishing, boating, and the laid-back lifestyle that makes the Forgotten Coast so special.

Highlights

Listed by Nicole Majors , 850-247-8415 BeMajor Gulf Coast Realty LLC , 850-227-4455. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.54

County

Gulf

Area

07 - Gulf County

Neighborhood

St.Joseph Addition Unit No. 9

Listing ID

792069

Questions about this listing?

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Interior Features

Exterior Features

Lot:Paved
Lot Dimensions:200x115
Zoning:County, Resid Single Family
Principal Interest
$2,475
Taxes
$286

Home Price

$448,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$89,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,475.14

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,475.14 $285.60 $0.00 $2,760.74
Yearly $29,701.63 $3,427.20 $0.00 $33,128.83
Total $891,048.77 $102,816.00 $0.00 $993,864.77

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

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