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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4415 Wavecrest Ln , Port St Joe, FL 32456
$1,389,999
Est. Payment: $7,679.54/mo
3 Bed
4 Bath
2295 Sqft
0.42 Acres
Status: Active | Days on site: 139
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B98RE - B12976
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 4415 Wavecrest Lane, a stunning 3BR/3.5BA Gulf-front home tucked away on a quiet street at the end of Cape San Blas North, offering 180-degree beach views and direct private beach access right out the front door. Built in 2015 by Blackfin Construction on concrete pilings and HardiPlank siding, this home survived Hurricane Michael with very little damage, a true testament to the quality of its construction. Sitting on an oversized 0.415-acre lot with 77 feet of Gulf frontage, the property offers space and privacy that is increasingly hard to find on the Cape. Inside, the open floor plan complements the shiplap walls, stainless steel appliances, gas range, and furnishings that come with the sale, making this truly turnkey from day one. Both new HVAC units and a new tankless water heater have already been installed, and this home has never been rented. With short-term rentals allowed and a location this desirable, the income potential is there whenever you're ready to use it. Whether you're looking for a full-time residence, a private getaway, or a future investment, 4415 Wavecrest Lane checks every box. Call today!

Highlights

Listed by Carter L Dorsch , 850-624-7144 98 Real Estate Group, LLC , 850-648-2200. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.42

Year Built

2015

County

Gulf

Area

07 - Gulf County

Neighborhood

San Blas Estates

Listing ID

788788

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1
Appliances:Gas Oven, Tankless Water Heater

Exterior Features

Lot Dimensions:77x235
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Covered Patio, Deck, Outdoor Shower
Parking Features:Paved
Principal Interest
$7,680
Taxes
$1,529

Home Price

$1,389,999

Loan Details

30 yrs
7.374%

Down Payment

20%
$278,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$7,679.54

Principal

Taxes

Principal Taxes HOA Total
Monthly $7,679.54 $1,528.50 $0.00 $9,208.04
Yearly $92,154.53 $18,342.00 $0.00 $110,496.53
Total $2,764,635.93 $550,260.00 $0.00 $3,314,895.93

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS