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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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152 McCosh Mill Rd , Port St Joe, FL 32456
$1,750,000
Est. Payment: $8,875.67/mo
5 Bed
4 Bath
2858 Sqft
Status: active | Days on site: 208
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

SUN-KISSED COASTAL ESCAPE! This extraordinary custom-built Gulf-front home boasts 5 spacious bedrooms/3.5 baths & is thoughtfully designed for both relaxation & entertaining with Gulf views from nearly every room. Offered fully furnished, the home showcases custom details, quality craftsmanship & a layout that comfortably accommodates large gatherings while still offering private retreats for quiet moments.Step inside to the ground-level entertainment haven where generous space invites game nights and casual lounging, making it a favorite spot for guests of all ages. Elevator access to every level ensures ease and convenience throughout the home. The second floor opens to a bright, open-concept living space featuring a coastal-inspired kitchen, ample dining area, and inviting living room—perfectly positioned to capture breathtaking Gulf views. Step directly onto the expansive outdoor deck to watch dolphins play while vibrant sunsets paint the sky. The third level is where the luxurious primary suite awaits with panoramic vistas , a private balcony, spa-like bath plus a dedicated office nook-ideal for remote work. Outdoor living truly sets this residence apart. Enjoy a private heated pool, bubbling hot tub, outdoor pool table, two outdoor showers & a private boardwalk leading directly to the sugar-white sands of the Gulf of Mexico—your own direct path to the beach. Life on Cape San Blas means enjoying uncrowded, pet-friendly beaches, miles of shoreline for walking & shelling, legendary fishing, and easy access to boating, kayaking & paddleboarding on pristine waters—all wrapped in the laid-back charm of Old Florida. Just a short drive away, enjoy everything Port St. Joe has to offer—fresh seafood restaurants, boutique shopping, the marina & community events. Don't miss the chance to own a Gulf-front residence that delivers both exceptional lifestyle or investment potential. Call for your private tour & LIVE THE BEACH LIFE!

Highlights

Listed by Kaye Haddock , 850-299-0086 Beach Properties Real Estate , 850-227-2500. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
1

HOA Fee

750 Annually

Year Built

2002

County

Gulf

Area

07 - Gulf County

Neighborhood

Piney Woods Beach

Listing ID

784045

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Balcony, Double Vanity, Sitting Area in Primary, See Remarks, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Cul-De-Sac,Paved
Lot Dimensions:IRR
Zoning:County, Resid Single Family
Roof:Metal
Others:
  • Additional:Covered Patio, Deck, Outdoor Shower
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener
Principal Interest
$8,876
Taxes
$1,298
HOA
$750

Home Price

$1,750,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$350,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,875.67

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $8,875.67 $1,297.67 $750.00 $10,923.34
Yearly $106,508.04 $15,572.00 $9,000.00 $131,080.04
Total $3,195,241.13 $467,160.00 $270,000.00 $3,932,401.13

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS