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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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314 Cove Ln , Port St. Joe, FL 32456
$309,500
Est. Payment: $1,569.56/mo
4 Bed
2 Bath
1361 Sqft
Status: active | Days on site: 128
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Nestled in the charming coastal town of Port St. Joe, Palmetto Bluff offers the perfect blend of comfort and convenience. Just minutes from pristine beaches, the iconic lighthouse, and a variety of local dining favorites, this vibrant area also hosts frequent festivals and live music events. With Cape San Blas just a short drive away, outdoor adventure and relaxation are always within reach. Step inside the Freeport floor plan through the inviting prairie-style front door and immediately notice the bright, welcoming entryway. This thoughtfully designed 4-bedroom, 2-bath home spans 1,387 square feet and features an open-concept layout ideal for both everyday living and entertaining. At the front of the home, two bedrooms share a full bathroom, while an additional bedroom sits just across the entry hall--providing privacy and flexibility for guests or family members. The spacious kitchen, complete with a large island, overlooks the dining and living areas, creating a seamless flow that keeps everyone connected while allowing for individual activities. Durable and stylish engineered vinyl plank flooring runs throughout the main living areas, bathrooms, and laundry room, while the bedrooms offer soft, plush carpeting for added comfort. The generously sized primary suite serves as a private retreat, featuring a walk-in closet and an en-suite bath with a large shower and single vanity.

Highlights

Listed by William J Rish , 850-227-9600 Rish Real Estate Group LLC , 850-227-9600. Emerald Coast Multiple Listing Services

Property Type

Residential

HOA Fee

Year Built

2023

County

Gulf

Area

30 - Other Counties

Neighborhood

Palmetto Bluff

Listing ID

999005

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Refrigerator, Stove/Oven Electric
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Breakfast Bar, Kitchen Island, Pantry

Exterior Features

Lot:Interior,Level,Sidewalk
Lot Dimensions:50 x 120
Zoning:Resid Single Family
Sewer:Public Sewer
Principal Interest
$1,570
Taxes
$197
HOA
$0

Home Price

$309,500

Loan Details

30 yrs
6.528%

Down Payment

20%
$61,900
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,569.56

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,569.56 $197.31 $0.00 $1,766.87
Yearly $18,834.75 $2,367.67 $0.00 $21,202.43
Total $565,042.52 $71,030.25 $0.00 $636,072.77

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Port St. Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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