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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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170 Gulf Pines Dr , Port St Joe, FL 32456
$1,999,900
Est. Payment: $10,143.12/mo
5 Bed
6 Bath
2677 Sqft
Status: pending | Days on site: 155
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Rare Gulf Front Home-Old Florida Privacy. Welcome to 170 Gulf Pines Dr in Port St. Joe, FL, an exceptional coastal home offering relaxed Gulf living just steps from the sugar-white sands of the Gulf of America. This beautifully maintained residence features 5 bedrooms, 4 full bathrooms, and 2 half bath across 2,677 square feet of living space, making it ideal as a primary residence, second home, or vacation rental investment. The home's striking coastal exterior, durable metal roof, and elevated design are showcased in the photos and drone footage. Expansive covered porches provide inviting spaces to enjoy Gulf breezes, morning coffee, and evening sunsets, with peaceful views of the surrounding neighborhood and glimpses of the water. Inside, the spacious layout is designed for comfort and functionality, offering ample room for family and guests. The elevated construction enhances natural light and airflow, while the generous bedroom and bathroom configuration provides privacy and flexibility for entertaining. A large custom ''Container Store'' pantry gives one more ease of daily needs. The exceptional front-yard outdoor living area, thoughtfully designed into a private, resort-style oasis. The screened-in pool enclosure creates an open, airy atmosphere while providing shade and comfort, allowing the pool to be enjoyed year-round. Surrounding deck space offers plenty of room for lounging or entertaining. Beneath the home, a ground-level screened-in living/entertainment area provides a shaded, breezy retreat ideal for outdoor dining, relaxing, or gathering with friends and family after a day at the beach. Easy access to the pool and front yard enhances the home's seamless indoor-outdoor flow. Add'l features include a garage, ground-level storage for beach gear and water toys, and generous paved parking. Located in the desirable Gulf Pines community, this home offers easy access to downtown Port St. Joe, dining, shopping, boating, and miles of pristine Gulf beaches.

Highlights

Listed by William J Rish , 850-227-5569 Rish Real Estate Group , 850-227-5569. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.91

HOA Fee

Year Built

1992

County

Gulf

Area

07 - Gulf County

Neighborhood

[No Recorded Subdiv]

Listing ID

784204

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:6
  • Full Bathrooms:4
  • 1/2 Bathrooms:2
Appliances:Electric Cooktop
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Separate Shower

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:100 x 396
Zoning:County, Resid Single Family
Roof:Metal
Others:
  • Additional:Deck, Outdoor Shower
Principal Interest
$10,143
Taxes
$1,524
HOA
$0

Home Price

$1,999,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$399,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,143.12

Principal

Taxes

Principal Taxes HOA Total
Monthly $10,143.12 $1,524.25 $0.00 $11,667.37
Yearly $121,717.39 $18,291.00 $0.00 $140,008.39
Total $3,651,521.57 $548,730.00 $0.00 $4,200,251.57

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS