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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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0 Heron Bay Lane , Port St Joe, FL 32456
$364,000
Est. Payment: $1,846.14/mo
0 Bed
0 Bath
0 Sqft
Status: pending | Days on site: 10
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

BAY FRONT-Heron Bay Lot #5 - 1.61 Acres with 115' feet of Bay Frontage. Escape to your own slice of the Florida Panhandle on this beautiful 1.61-acre wooded homesite, boasting 115 feet of pristine frontage on St. Joseph Bay. Whether you're dreaming of a peaceful vacation retreat or a full-time coastal residence, this lot offers the natural privacy and setting to make it happen. Picture evenings spent on your future deck, watching the sky turn brilliant shades of orange and pink over the water. Step down to your own private shoreline and launch a kayak or canoe directly into the bay -- ideal for exploring calm waters and observing local wildlife up close. The area is also renowned for excellent snorkeling and scalloping during season, making this a true outdoor enthusiast's dream come true. Close to Cape and Indian Pass beaches, several boat launches in the area. With mature trees providing natural shade and privacy, this lot offers a rare opportunity to build a waterfront home in a secluded scenic area. Don't miss your chance to own a piece of paradise.

Highlights

Listed by Donna L Murray , 850-227-4546 Forgotten Coast Realty of NW Florida LLC , 850-648-3000. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
1.61

County

Gulf

Area

07 - Gulf County

Neighborhood

[No Recorded Subdiv]

Listing ID

793250

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot Dimensions:115.48 x 700.69
Principal Interest
$1,846
Taxes
$164

Home Price

$364,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$72,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,846.14

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,846.14 $164.49 $0.00 $2,010.63
Yearly $22,153.67 $1,973.87 $0.00 $24,127.54
Total $664,610.16 $59,216.10 $0.00 $723,826.26

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS