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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9148 W Highway 98 , Port St Joe, FL 32456
$759,000
Est. Payment: $4,193.37/mo
3 Bed
2 Bath
1540 Sqft
0.2 Acres
Status: Active | Days on site: 33
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Harrison Lilly Team
Owner/Operator

House Description

BEACH VIEWS AWAIT!! Step into the relaxed coastal lifestyle you've been searching for at 9148 Hwy 98. This beautiful 3 bedroom/2 bath 1st-tier beach home located on an elevated lot in the desirable Beacon Hill area directly across from the shoreline of the Gulf of America. This impressive homesite puts the sand, surf & unforgettable Gulf sunsets within easy reach. Built 5 years ago & never used as a rental, the home has been lovingly maintained & remains in excellent condition. From the moment you step inside, you'll appreciate the quality finishes & attention to detail throughout. Durable COREtec flooring provides an attractive, low-maintenance foundation for everyday beach living, while the kitchen features beautiful quartz countertops, ample workspace & a comfortable layout designed for gathering with family & friends. The home's elevated setting takes advantage of wonderful beach views, bringing the coastal scenery into your everyday lifestyle. Outside, a standing-seam metal roof complements the home's coastal design while offering durability suited for the Florida environment. The fenced yard provides additional privacy & a convenient space for children or pets, while an outdoor shower makes it easy to rinse off after a day spent on the beach. A sprinkler system helps simplify lawn maintenance & a security system adds another layer of convenience whether you're living here year-round or enjoying the property as a second home. One of the home's standout features is its versatile access & parking. Convenient beach access 2 doors down on Hwy 98 keeps the beach close at hand, while a quieter rear driveway provides parking behind the home. There's plenty of room for family & guests without sacrificing the relaxed residential feel of the property. Beacon Hill offers the laid-back atmosphere that makes this stretch of Florida's Forgotten Coast so special. Spend mornings walking the shoreline, afternoons swimming, fishing, kayaking or simply relaxing in the sunshine, then wind down with beautiful sunsets over the water. Mexico Beach, St. Joe Beach & Port St. Joe are all within easy reach, providing convenient access to local restaurants, shopping, boating, fishing & the small-town coastal lifestyle that makes this area such a special place to call home. With its elevated setting, beach views, close proximity to beach access, newer construction, higher-end finishes, fenced yard, outdoor shower, extra parking & pristine non-rental history, 9148 Hwy 98 W is an opportunity to own a beautifully maintained beach home where the Gulf is part of everyday life. Pack your beach chairs, grab the fishing gear & start enjoying everything this incredible coastal location has to offer. Call for your private tour & LIVE THE BEACH LIFE!

Highlights

Listed by Kaye Haddock , 850-299-0086 Beach Properties Real Estate , 850-227-2500. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.2

Year Built

2020

County

Gulf

Area

07 - Gulf County

Neighborhood

No Named Subdivision

Listing ID

795044

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:50.0 ft x 175.0 ft
Zoning:County, Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Outdoor Shower
Sewer:Public Sewer
Principal Interest
$4,193
Taxes
$35

Home Price

$759,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$151,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,193.37

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,193.37 $35.11 $0.00 $4,228.47
Yearly $50,320.39 $421.30 $0.00 $50,741.69
Total $1,509,611.64 $12,639.00 $0.00 $1,522,250.64

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

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