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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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9106 W Highway 98 , Port St Joe, FL 32456
$1,175,000
Est. Payment: $5,959.38/mo
4 Bed
5 Bath
2521 Sqft
Status: active | Days on site: 192
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

GULF VIEWS AND DIRECT BEACH ACCESS ARE JUST STEPS AWAY! This stunning new-construction home is thoughtfully designed for coastal living and features 4 spacious bedrooms, each with its own ensuite bath, offering exceptional comfort and flexibility for guests, family, or short-term rental potential. Two beautifully appointed primary suites include double vanities and spa-inspired bathrooms. The open-concept living, dining, and kitchen area is perfectly positioned to capture Gulf views, creating a bright and inviting space for everyday living and entertaining. Step onto the balcony to enjoy coastal breezes and breathtaking sunsets, seamlessly extending the living space outdoors. An elevator provides convenient access to all levels, enhancing comfort and ease of living. Fully furnished and turn key with an inground sprinkler system and electric vehicle charging station, this is a must see. Carefully crafted for both function and style, this is 1,152 square feet of modern living space across three levels. As a first-tier property, it provides easy beach access directly across the street, delivering the coveted beach lifestyle without compromise. Whether enjoying morning coffee on the porch or unwinding to the sound of waves, this home brings the Gulf Coast right to your door. Located along the highly sought-after St. Joe Beach corridor, you're just minutes from the charm of Mexico Beach, with its restaurants, boutiques, boating, and beachside atmosphere. A short drive also takes you to the bay-front parks, fishing, boating, and vibrant downtown of Port St. Joe. Whether you're searching for a primary residence, coastal retreat, or income-producing rental, this property offers outstanding potential. Call today to schedule your private showing and start Living the Beach Life now!

Highlights

Listed by Kaye Haddock , 850-299-0086 Beach Properties Real Estate , 850-227-2500. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.11

Year Built

2025

County

Gulf

Area

07 - Gulf County

Neighborhood

No Named Subdivision

Listing ID

782542

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Electric Range, Electric Water Heater, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s),Multi Units,Zoned
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:55 x 77
Zoning:County, Resid Single Family
Roof:Metal
Sewer:Public Sewer
Principal Interest
$5,959
Taxes
$157

Home Price

$1,175,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$235,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,959.38

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,959.38 $157.33 $0.00 $6,116.71
Yearly $71,512.54 $1,888.00 $0.00 $73,400.54
Total $2,145,376.19 $56,640.00 $0.00 $2,202,016.19

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS