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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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904 Sixteenth St , Port St Joe, FL 32456
$479,900
Est. Payment: $2,433.96/mo
3 Bed
2 Bath
1522 Sqft
Status: pending | Days on site: 11
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 904 16th Street, a brand new 3BR/2BA custom home built by Thad Williams, with completion expected late summer/early fall 2026, on a quiet dead-end street in the heart of Port St. Joe. Sitting on a generous 75x180 lot, the home was intentionally positioned to the far right of the property, leaving plenty of room to pull a boat into the backyard, add a pole barn, or even put in a pool down the road. The home will feature 9' ceilings, Coretec LVP flooring throughout, 6' baseboards, recessed lighting, and spray foam insulation. The open living area will flow into a shiplap dining nook and a kitchen built for entertaining, featuring soft-close cabinets, quartz countertops, under-cabinet lighting, and GE stainless steel appliances. The master suite will offer two closets, a double vanity, board-and-batten wainscot, and a fully tiled walk-in shower, while the second bathroom will feature a tiled tub-shower combo. The attached 13x20 garage adds everyday convenience, and the covered back patio will give you the perfect spot to unwind after a long day on the water. When it comes to location, it is hard to beat; 3 minutes to Port St. Joe High and Elementary Schools, 4 minutes to Reid Avenue and downtown, 6 minutes to the marina, 10 minutes to WindMark Beach, and just 15 minutes to Cape San Blas. Call today!

Highlights

Listed by Carter L Dorsch , 850-624-7144 98 Real Estate Group, LLC , 850-648-2200. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.31

Year Built

2026

County

Gulf

Area

07 - Gulf County

Neighborhood

No Named Subdivision

Listing ID

790012

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Convection Oven, Electric Water Heater

Exterior Features

Lot:Paved
Lot Dimensions:75x180
Zoning:Resid Single Family
Roof:Metal
Sewer:Public Sewer
Principal Interest
$2,434
Taxes
$306

Home Price

$479,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$95,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,433.96

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,433.96 $305.94 $0.00 $2,739.90
Yearly $29,207.55 $3,671.24 $0.00 $32,878.78
Total $876,226.41 $110,137.05 $0.00 $986,363.46

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS