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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8825 W Highway 98 , Port St Joe, FL 32456
$910,000
Est. Payment: $5,027.62/mo
0.32 Acres
Status: Active | Days on site: 69
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BCBF - B9143
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Harrison Lilly Team
Owner/Operator

House Description

Imagine waking each morning to the sound of gentle waves and breathtaking views of the sparkling Gulf of America from this exceptional beachfront lot in beautiful Gulf County, Florida. Boasting pristine white sand beaches and gorgeous blue waters, this rare property offers the perfect setting to create your dream coastal retreat. Whether you envision a luxurious vacation home, a peaceful year-round residence, or a high-performing investment property, the possibilities are endless. Enjoy the tranquility of a quiet, uncrowded beach while remaining conveniently close to local shopping, dining, marinas, and outdoor recreation. Spend your days fishing, boating, shelling, or simply relaxing as spectacular sunsets paint the sky each evening. With direct access to one of Florida's most stunning stretches of coastline, this premier Gulf-front lot provides the ideal combination of natural beauty, privacy, and convenience--an extraordinary opportunity to own a piece of paradise and build the beach lifestyle you've always dreamed of. Country style living at the beach. No highrise condos to line the beaches. This property is on a dog friendly beach.

Highlights

Listed by Carol E Erwin , 850-819-1205 Forgotten Coast Realty of NW Florida LLC , 850-648-3000. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.32

County

Gulf

Area

07 - Gulf County

Neighborhood

No Named Subdivision

Listing ID

791992

Questions about this listing?

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Interior Features

Exterior Features

Lot:Paved
Lot Dimensions:47.0 ft x 297.0 ft
Zoning:County
Principal Interest
$5,028
Taxes
$535

Home Price

$910,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$182,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,027.62

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,027.62 $535.44 $0.00 $5,563.05
Yearly $60,331.43 $6,425.23 $0.00 $66,756.66
Total $1,809,942.81 $192,756.90 $0.00 $2,002,699.71

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS