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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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8105 W Highway 98 , Port St Joe, FL 32456
$3,250,000
Est. Payment: $16,483.39/mo
5 Bed
6 Bath
3326 Sqft
Status: active | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Some homes along the Gulf are quietly admired. Sailfish House is requested by name, booked season after season by guests who return year after year and recommend it to the next generation of travelers before they've even left the driveway. Between Port St. Joe and Mexico Beach, this residence has become one of the most sought after stays on the entire coast, a property with a waiting list of repeat guests and a reputation that precedes it. Built in 2020 and spanning 5,565 total square feet across five bedrooms and five baths, the house was designed with exactly that kind of pull in mind, treating the water less as scenery and more as a material, something woven into every room by way of glass, openness, and orientation. An elevator connects all levels, so that proximity to the Gulf is never a matter of which floor you're standing on. The main living level is anchored by coffered ceilings, a detail that lends the room a sense of tailoring, structure without heaviness. Shiplap walls keep the palette calm and let the water do the talking through panoramic window placement and a run of French doors. The kitchen is composed with the same restraint and confidence: a professional grade BlueStar 8 burner gas range, a French door double wall oven, a fully integrated refrigerator, built in ice maker, and an island generous enough to hold six people comfortably, whether they're cooking or simply gathered around good conversation. The primary suite reads as a room unto itself, a soaking tub and oversized glass shower set beside dual vanities, with a private balcony that opens straight onto Gulf air. Every bedroom in the home carries its own en suite bath, a detail that gives guests and family alike a sense of privacy uncommon even in homes of this size, alongside a bunk room built for children and a laundry room that removes the small frictions of an extended stay. Outdoors, the house reveals its most personal touches, none more distinctive than the sailfish worked in tile along the bottom of the private pool, a quiet nod to the home's name and its place on the water. A swing hangs suspended over the beach, angled for nothing more than watching the day close. A dining porch faces the same direction, catching the color of the sky as it turns each evening. The pool itself rests on a paver terrace, shaded and private, paired with an outdoor shower and grilling station that draw the beach and the house into a single continuous space. A boardwalk crosses the dune and delivers the sand itself, just steps away. The numbers tell the same story the guests do. This home has generated over $185,000 in rental income year to date in 2026 alone, a reflection of just how in demand this stretch of shoreline has become and how loyal its following truly is. Picture the first morning at Sailfish House: coffee on the balcony, the Gulf still catching the early light, the whole day open in front of you and nowhere else you'd rather be. That morning is waiting for someone just like you.

Highlights

Listed by Ashley N Peevy , 850-867-7100 and Matt R Peevy , 850-247-8385 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.38

Year Built

2020

County

Gulf

Area

07 - Gulf County

Neighborhood

No Named Subdivision

Listing ID

794125

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:6
  • Full Bathrooms:5
  • 1/2 Bathrooms:1

Exterior Features

Lot Dimensions:311x52
Sewer:Public Sewer
Principal Interest
$16,483
Taxes
$2,072

Home Price

$3,250,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$650,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$16,483.39

Principal

Taxes

Principal Taxes HOA Total
Monthly $16,483.39 $2,071.88 $0.00 $18,555.26
Yearly $197,800.64 $24,862.50 $0.00 $222,663.14
Total $5,934,019.25 $745,875.00 $0.00 $6,679,894.25

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS