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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4439 Cape San Blas Rd , Port St Joe, FL 32456
$2,100,000
Est. Payment: $10,650.80/mo
5 Bed
5 Bath
3498 Sqft
Status: active | Days on site: 46
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

First tier X FLOOD ZONE North Cape San Blas with sub-minute beach access -- no highway crossing, just a short walk over the dunes to some of the whitest sand in Florida. Ownership here means daily access to the Gulf out front and St. Joseph Bay just minutes away, where scalloping in summer, kayaking the flats, and redfish on the fly are part of the rhythm of life. T.H. Stone Memorial St. Joseph Peninsula State Park sits at the tip of the Cape, offering nine miles of protected shoreline, hiking and paddling trails, and some of the most celebrated sunsets on the Gulf Coast. This almost 3,500 sqft. gulf-view home offers 6 bedrooms, 5 baths, and comfortable sleeping for 18, making it equally suited to multi-generational ownership and strong vacation rental income for buyers seeking an investment property. The main level centers on a soaring gathering room with Gulf views, a dining area, and a gourmet kitchen featuring granite counters, stainless appliances, a walk-in pantry, and a center island seating five. The third-floor primary suite opens to a private Gulf-view deck and includes double vanities, a soaking tub, and a separate shower, with two additional bedrooms and the main laundry on the same level. A dedicated top-floor kids' retreat with three twin bunk sets, a sofa, TV, and full bath gives younger guests a space of their own. A residential elevator services the first three floors. Outside, a private 30 x 10.5 heatable pool anchors a spacious deck with sun and shade, served by a poolside kitchenette with drink fridge and ice maker. Additional features include a gas grill, fish cleaning station, enclosed outdoor shower, electronic-lock entry, and parking for five. The 8-mile Loggerhead Walk/Bike Path is at the doorstep. Bed count: 3 Kings, 1 Queen, 1 Full/Full Bunk, 3 Twin/Twin Bunks. Established rental history available on request.

Highlights

Listed by Ashley N Peevy , 850-867-7100 and Matt R Peevy , 850-247-8385 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.19

Year Built

2016

County

Gulf

Area

07 - Gulf County

Neighborhood

No Named Subdivision

Listing ID

790609

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:5
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1

Exterior Features

Lot Dimensions:75x90x70x179x90x10
Sewer:Public Sewer
Principal Interest
$10,651
Taxes
$1,368

Home Price

$2,100,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$420,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$10,650.80

Principal

Taxes

Principal Taxes HOA Total
Monthly $10,650.80 $1,368.00 $0.00 $12,018.80
Yearly $127,809.65 $16,416.00 $0.00 $144,225.65
Total $3,834,289.36 $492,480.00 $0.00 $4,326,769.36

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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