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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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424 Indian Pass Rd , Port St Joe, FL 32456
$925,000
Est. Payment: $4,691.43/mo
4 Bed
3 Bath
1898 Sqft
Status: active | Days on site: 366
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

This beautifully updated 4-bedroom, 3-bath coastal retreat offers breathtaking panoramic views of both the Gulf of Mexico and Indian Lagoon—the best of both worlds! Just 120 steps from your private, deeded beach path, you'll find a peaceful beach where you can unwind and watch the sun dip below the horizon. Inside, the home features a light, open floor plan with driftwood-style tile flooring, custom shiplap accents, and a beachy, designer interior complete with custom window and wall treatments. The kitchen is equipped with Samsung stainless steel appliances, Corian countertops, and plenty of space to entertain. With two spacious en-suite primary bedrooms (one on each level), each opening to outdoor sunrooms through French doors, there's room and privacy for everyone. The owner has recently enclosed both decks to create versatile Florida rooms, each with split-unit A/C systems and ceiling fans, ideal for enjoying the views year-round. This home has seen a number of thoughtful upgrades that enhance both its functionality and charm. The exterior features lush, professionally designed landscaping, including fruit trees, fresh sod, and an irrigation system. A fully fenced yard offers privacy and is ideal for pets, while a gated entrance with automatic openers and keypad access, along with a separate walk-through gate, provides both convenience and security. Both upper and lower decks have been enclosed to create bright and breezy Florida rooms, each equipped with split-unit air conditioning systems and ceiling fans, allowing for year-round enjoyment of the surrounding views. Inside, you'll also find new custom blinds throughout, adding a fresh and finished look to every room. Tucked into the natural beauty of Indian Pass, this home offers the serenity of Old Florida charm with the modern comforts you deserve. Don't miss your chance to own this exceptional slice of paradise!

Highlights

Listed by Heather L Thompson , 850-247-2173 Beach Properties Real Estate , 850-227-2500. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.25

Year Built

2016

County

Gulf

Area

07 - Gulf County

Neighborhood

No Named Subdivision

Listing ID

774635

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Cooktop, Electric Oven, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Upper Level Primary

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:73x145x78x145
Zoning:Resid Single Family
Roof:Metal
Others:
  • Additional:Deck
Sewer:Sewer Tap Paid
Principal Interest
$4,691
Taxes
$616

Home Price

$925,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$185,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,691.43

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,691.43 $616.08 $0.00 $5,307.51
Yearly $56,297.11 $7,393.00 $0.00 $63,690.11
Total $1,688,913.17 $221,790.00 $0.00 $1,910,703.17

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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