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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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320 Moonrise Ave , Port St Joe, FL 32456
$989,000
Est. Payment: $5,016.02/mo
3 Bed
3 Bath
2165 Sqft
Status: active | Days on site: 38
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Best Priced Gulf Front with PROVEN RENTAL NUMBERS!!! This 3-bedroom, 3-bathroom beach house is a rare gem nestled on the South Cape, offering breathtaking Gulf front views and an immediate rental history. Whether you're seeking a serene escape or a savvy investment, this property is your gateway to paradise. Enjoy the beauty of luxury vinyl plank flooring that seamlessly flows through the expansive open-concept living area. Cook and entertain in style with high-end stainless steel appliances, solid surface quartz countertops, and rich cherry cabinets that exude timeless elegance. The family room features Gulf front facing windows that bathe the space in soft natural light, offering endless picturesque views. Luxurious Two primary bedrooms come with ensuite bathrooms, providing privacy and comfort. A third guest bedroom is conveniently located near the hall bathroom. House also has an unfinished storage area that could be transformed into additional living space if desired. This property is not just a home; it's a lifestyle. Embrace the tranquility of beachfront living while enjoying the benefits of a proven rental income.

Highlights

Listed by Nicole Majors , 850-247-8415 BeMajor Gulf Coast Realty LLC , 850-227-4455. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
1.02

Year Built

1983

County

Gulf

Area

07 - Gulf County

Neighborhood

No Named Subdivision

Listing ID

792075

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater, Ice Maker
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Walk-In Pantry

Exterior Features

Lot Dimensions:84x648
Zoning:County, Resid Single Family
Roof:Metal
Others:
  • Additional:Outdoor Shower, Porch
Sewer:Public Sewer
Principal Interest
$5,016
Taxes
$972

Home Price

$989,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$197,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$5,016.02

Principal

Taxes

Principal Taxes HOA Total
Monthly $5,016.02 $972.17 $0.00 $5,988.19
Yearly $60,192.26 $11,666.00 $0.00 $71,858.26
Total $1,805,767.70 $349,980.00 $0.00 $2,155,747.70

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS