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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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276 Money Bayou Dr , Port St Joe, FL 32456
$2,590,000
Est. Payment: $14,309.38/mo
6 Bed
7 Bath
3539 Sqft
0.75 Acres
Status: Active | Days on site: 1
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Harrison Lilly Team
Owner/Operator

House Description

BEACH POOL REPEAT!! Beachfront luxury awaits at this ultimate Gulf Coast getaway. 276 Money Bayou is a 6 bedroom/6.5 bath beachfront retreat designed for unforgettable vacations, large gatherings & effortless coastal living. Positioned directly along the Gulf of America, this home combines incredible water views, generous rooms and resort style amenities, creating an exceptional opportunity as a vacation rental, second home or private coastal escape. From the moment you arrive, the Gulf takes center stage. Expansive outdoor living areas provide the perfect setting to soak in the salty breeze, listen to the waves & enjoy spectacular sunsets over the water. With the beach just steps away, mornings can begin with a peaceful walk along the shoreline, afternoons can be spent swimming, shelling, fishing or paddleboarding & evenings can wind down with a front-row seat to the colorful skies that make Florida's Forgotten Coast so special. Open gathering areas encourage everyone to come together for meals, conversation & entertainment, while the generous bedroom configuration allows guests to retreat to their own comfortable spaces at the end of a sun-filled day. Outdoor living is where this beachfront property truly shines. The private pool creates your own resort-like oasis just steps from the Gulf, offering a refreshing alternative after a day on the sand. Lounge poolside with a cool drink, enjoy an afternoon swim or gather outdoors while the Gulf breeze rolls in. When it's time to unwind, the hot tub provides the perfect spot to relax beneath the coastal sky after another memorable day at the beach. The combination of beachfront access, private pool & hot tub delivers exactly the type of amenities vacationers seek when planning a Florida beach escape. Its spacious design, multiple bedroom suites & high-demand amenities allow larger groups to vacation together comfortably, while the beachfront setting creates the memorable experience that encourages guests to return year after year. The location also puts you within easy reach of everything that makes the Port St Joe area & Forgotten Coast such a special destination. Spend the day boating or fishing the waters surrounding St. Joseph Bay, explore nearby Cape San Blas & Indian Pass, sample fresh local seafood or make the short drive into Port St Joe for locally owned restaurants, shopping & small-town coastal charm. Whether your perfect day involves adventure on the water or doing absolutely nothing beside the pool, this location makes it easy to enjoy both. Whether you're searching for an income-producing coastal investment, a family beach retreat or a place where generations can gather year after year, 276 Money Bayou Dr delivers the space, setting & amenities to make every trip to the coast unforgettable. Call for your private tour & LIVE THE BEACH LIFE!!

Highlights

Listed by Kaye Haddock , 850-299-0086 Beach Properties Real Estate , 850-227-2500. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.75

Year Built

2024

County

Gulf

Area

07 - Gulf County

Neighborhood

No Named Subdivision

Listing ID

794566

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:6
  • ▪ Bathrooms:7
  • ▪ Full Bathrooms:6
  • ▪ 1/2 Bathrooms:1
Appliances:Gas Range, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Interior Steps

Exterior Features

Lot Dimensions:IRR
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Deck, Patio
Principal Interest
$14,309
Taxes
$1,064

Home Price

$2,590,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$518,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$14,309.38

Principal

Taxes

Principal Taxes HOA Total
Monthly $14,309.38 $1,064.49 $0.00 $15,373.87
Yearly $171,712.52 $12,773.90 $0.00 $184,486.42
Total $5,151,375.70 $383,217.00 $0.00 $5,534,592.70

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

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