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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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249 Watermark Way , Port St Joe, FL 32456
$2,499,000
Est. Payment: $12,673.14/mo
6 Bed
7 Bath
3420 Sqft
Status: active | Days on site: 13
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

ULTIMATE GULF FRONT HOME! Nestled on pristine Gulf front sand, 249 Watermark Way offers the ultimate coastal escape-where turquoise waves, sugar-white beaches & unforgettable sunsets set the stage for lifetime memories. This brand-new custom beachfront build, within the serene lower-density stretch of St. Joe Beach, effortlessly combines luxury, comfort & coastal charm. With six beautifully appointed suites, this home is perfect for multi-family vacations or large groups seeking space, style & shared experiences. Each beachfront king suite opens onto its own deck, allowing you to awake to sea breezes and Gulf views. The homes best feature is a private heated pool just steps out the door to be enjoyed year round. The soaring open living spaces, gourmet kitchen & soft coastal finishes evoke easy elegance. The layout is designed for joyful mingling where you enjoy panoramic Gulf vistas from every level & wide decks that connect you to the horizon. An elevator provides smooth access across all floors. Beyond the walls of this spectacular home, you'll find immediate access to the Gulf with a private boardwalk & steps to powdery sand. Hop in your golf cart or go for a peaceful bike ride along the paved paths to Windmark Beach where you will find fun, food, and entertainment for the whole family. A short ride into Port St Joe connects you with boutique shopping, fresh seafood restaurants, a bustling marina, and a charming historic district. Whether you're planning an epic family retreat, a generational reunion, or a carefree getaway with friends, this home is built to host in style. From sunrise yoga to cocktail hour on the deck, to late-night stargazing by the sea--every moment unfolds with elegance and ease. Call for your private tour & LIVE THE BEACH LIFE!

Highlights

Listed by Kaye Haddock , 850-299-0086 Beach Properties Real Estate , 850-227-2500. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.4

Year Built

2025

County

Gulf

Area

07 - Gulf County

Neighborhood

No Named Subdivision

Listing ID

793735

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:6
  • Bathrooms:7
  • Full Bathrooms:6
  • 1/2 Bathrooms:1
Appliances:Gas Oven, Gas Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Balcony, Double Vanity, Interior Steps, See Remarks, Upper Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:51 x 344 x 52 x 261
Zoning:Resid Single Family
Roof:Metal
Others:
  • Additional:Deck, Patio
Sewer:Public Sewer
Principal Interest
$12,673
Taxes
$702

Home Price

$2,499,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$499,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$12,673.14

Principal

Taxes

Principal Taxes HOA Total
Monthly $12,673.14 $701.53 $0.00 $13,374.67
Yearly $152,077.68 $8,418.39 $0.00 $160,496.07
Total $4,562,330.43 $252,551.70 $0.00 $4,814,882.13

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS