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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2381 Indian Pass Rd , Port St Joe, FL 32456
$799,000
Est. Payment: $4,052.38/mo
3 Bed
2 Bath
1706 Sqft
Status: active | Days on site: 5
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Discover the laid-back charm of Old Florida in beautiful Indian Pass! Nestled in the peaceful and picturesque Mystic Palms subdivision, this 3-bedroom, 2-bath beach cottage offers the perfect combination of coastal comfort, natural beauty, and easy access to the Gulf. The property feels private and serene while offering the amenities that make beach living so enjoyable. Residents of Mystic Palms have access to a dedicated community beach and swimming pool, with secured access for added convenience. The beautiful paver driveway creates an inviting approach to this coastal retreat, surrounded by native pines, palms, and lush landscaping. A spacious screened porch spans the front of the home and is the perfect place to enjoy your morning coffee or unwind after a day at the beach. Step inside and you're greeted by a spacious living area featuring beautiful hardwood floors that create a warm, inviting feel. To the left, the kitchen and dining area flow seamlessly into the living space. The kitchen is beautifully appointed with gorgeous cabinetry, stainless steel appliances, granite countertops, and a breakfast bar that creates a natural connection between the kitchen and living room. The laundry room is conveniently located on the main level. Two generously sized guest bedrooms are also located downstairs, each offering ample closet space. One bedroom provides direct access to the screened porch, creating a wonderful private retreat. A full bathroom completes the first floor. Upstairs, the private primary suite offers a peaceful escape, with the beautiful hardwood flooring continuing throughout. French doors open to a private balcony where you can enjoy the surrounding natural setting and the peaceful atmosphere of Indian Pass. The spacious primary bathroom features a relaxing garden tub, separate shower, and large walk-in closet. Outside, there's even more to love. An outdoor shower makes rinsing off after a day at the beach easy, while the spacious driveway provides plenty of parking for family and guests, with room for your boat as well. Indian Pass is Old Florida at its finest--quiet, natural, uncrowded, and wonderfully peaceful, yet close enough to enjoy the area's restaurants, boating, fishing, and other coastal attractions. Whether you're looking for a full-time residence, a vacation getaway, or an investment property, this home offers the opportunity to experience the authentic, relaxed lifestyle that makes Indian Pass so special. Come slow down, breathe in the Gulf air, and discover your own piece of Old Florida.

Highlights

Listed by Carol E Erwin , 850-819-1205 Forgotten Coast Realty of NW Florida LLC , 850-648-3000. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.34

HOA Fee

1500 Annually

Year Built

2003

County

Gulf

Area

07 - Gulf County

Neighborhood

No Named Subdivision

Listing ID

794302

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Soaking Tub, Separate Shower, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:214 x 107 x 202 x 73
Zoning:County
Roof:Metal
Others:
  • Additional:Porch
Sewer:Public Sewer
Principal Interest
$4,052
Taxes
$355
HOA
$1,500

Home Price

$799,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$159,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,052.38

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,052.38 $355.21 $1,500.00 $5,907.59
Yearly $48,628.53 $4,262.56 $18,000.00 $70,891.09
Total $1,458,855.81 $127,876.80 $540,000.00 $2,126,732.61

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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