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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2298 Indian Pass Rd , Port St Joe, FL 32456
$1,100,000
Est. Payment: $6,077.34/mo
3 Bed
2 Bath
1621 Sqft
1.19 Acres
Status: Active | Days on site: 214
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B98RE - B11994
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Harrison Lilly Team
Owner/Operator

House Description

Custom-designed and thoughtfully positioned, this beachfront home on the Indian Pass peninsula offers rare privacy, elevation, and protection set back from the shoreline and surrounded by mature live oaks, palms, and pines. The setting captures true Old Florida character, perfectly paired with modern coastal architecture featuring corrugated metal and durable Hardi-plank siding, and subtle, natural color tones that blend into the landscape. Inside, the home showcases cypress wood floors, mahogany countertops, and custom windows, cabinetry, shelving, and tilework, all executed with intention and craftsmanship. First-level bedrooms feature 9-foot ceilings, while the top floor opens up to an impressive 11'8'' elevated ceiling, creating a light-filled living space that feels like a refined treehouse overlooking the Gulf. Situated on over one acre of Gulf-front property, the lot spans approximately 50 feet from Indian Pass Road to the beach, offering both accessibility and privacy. Gulf views can be enjoyed from the upper level, and a new elevated boardwalk provides an easy walk to the unspoiled, pet-friendly beaches of Indian Pass. For boating and fishing enthusiasts, a public boat ramp just down the road offers quick access to the Gulf of Mexico, Apalachicola Bay, and Indian Lagoon making this an ideal base for coastal adventures. Private, elevated, architecturally distinctive, and surrounded by natural beauty, this is a rare opportunity to own an Indian Pass beachfront retreat where Old Florida charm meets modern coastal living.

Highlights

Listed by Julia L Cunningham , 850-624-6147 98 Real Estate Group, LLC , 850-648-2200. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
1.19

Year Built

2005

County

Gulf

Area

07 - Gulf County

Neighborhood

No Named Subdivision

Listing ID

788038

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),Zoned
Fireplaces:
Other:
  • ▪ Additional:Shower Only, Upper Level Primary, Entrance Foyer, Mud Room, Storage

Exterior Features

Lot:Paved
Lot Dimensions:53' x 1069'
Zoning:Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Covered Patio
Principal Interest
$6,077
Taxes
$890

Home Price

$1,100,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$220,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,077.34

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,077.34 $889.75 $0.00 $6,967.09
Yearly $72,928.10 $10,677.00 $0.00 $83,605.10
Total $2,187,842.96 $320,310.00 $0.00 $2,508,152.96

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

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