Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

190 Cozumel Dr , Port St Joe, FL 32456
$1,499,999
Est. Payment: $8,287.28/mo
4 Bed
2 Bath
1228 Sqft
0.24 Acres
Status: Active | Days on site: 85
Get Pre-Qualified
BCR - B12303
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Welcome to this turnkey Gulf-front retreat located on the highly sought-after North Cape San Blas coastline. Offering 60 feet of direct Gulf frontage, this beautifully maintained 4-bedroom, 2-bath home delivers the perfect blend of coastal charm, investment potential, and unforgettable beachside living. Designed for both relaxation and entertaining, the home features an open-concept layout filled with natural light and stunning Gulf views. Spacious living areas flow seamlessly onto expansive outdoor decking where you can enjoy breathtaking sunsets, coastal breezes, and direct access to the sugar-white sands of the Forgotten Coast. This property has an established rental income history with repeat guests and excellent vacation rental performance, while still providing flexibility for personal use with family and friends throughout the year. Whether you're searching for a primary residence, second home, or income-producing investment property, this home checks every box. Ideally located near the State Park, bike path, boating, fishing, and local dining, this property offers the ultimate Cape San Blas lifestyle in one of the area's most desirable beachfront settings. **Updated Photos Coming Soon**

Highlights

Listed by Brian K Burkett , 850-238-7484 Coastal Realty Group , 850-227-7891. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.24

Year Built

1988

County

Gulf

Area

07 - Gulf County

Neighborhood

No Named Subdivision

Listing ID

793227

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot Dimensions:60.0 ft x 173
Zoning:County, Resid Single Family
Roof:Metal
Sewer:Public Sewer
Principal Interest
$8,287
Taxes
$882

Home Price

$1,499,999

Loan Details

30 yrs
7.374%

Down Payment

20%
$300,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,287.28

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,287.28 $881.71 $0.00 $9,168.99
Yearly $99,447.34 $10,580.50 $0.00 $110,027.84
Total $2,983,420.23 $317,415.00 $0.00 $3,300,835.23

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS