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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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188 Avenue F , Port St Joe, FL 32456
$179,900
Est. Payment: $912.42/mo
3 Bed
1 Bath
879 Sqft
Status: active | Days on site: 19
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

AFFORDABLE COASTAL LIVING IN THE HEART OF PORT ST. JOE! This 3-bedroom home offers a practical layout, comfortable living spaces, and an excellent opportunity to own property just minutes from everything that makes Port St. Joe such a desirable place to call home. Whether you're a first-time buyer, investor, or looking for an affordable primary residence, this property provides a solid foundation with room to make it your own. Inside, you'll find the living and dining areas provide a comfortable setting for gathering with family and friends, while the kitchen offers ample cabinet storage and workspace for daily meal preparation. The three bedrooms provide versatility for family, guests, a home office, or hobbies, giving buyers the flexibility to make the space their own. Step outside and enjoy the outdoor space, perfect for pets, gardening, weekend cookouts, or simply relaxing after a day on the water. With room for personalization and future improvements, this property offers a great opportunity to build equity while creating a home that fits your needs. Conveniently located just minutes from downtown Port St. Joe, you'll enjoy easy access to local restaurants, boutique shopping, schools, parks, marinas, and St. Joseph Bay. Spend your weekends fishing, boating, kayaking, exploring community events, or taking a short drive to the beautiful beaches that make this area so special. Whether you're searching for a primary residence, a long-term investment, or a long-term rental opportunity, this property offers value, convenience, and future potential in one of the Gulf Coast's most desirable small towns. With continued growth and demand throughout the Port St. Joe area, this home presents an excellent opportunity to establish roots, generate rental income, or add to your investment portfolio. Call for your private tour & LIVE THE BEACH LIFE!

Highlights

Listed by Kaye Haddock , 850-299-0086 Beach Properties Real Estate , 850-227-2500. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.13

Year Built

2004

County

Gulf

Area

07 - Gulf County

Neighborhood

No Named Subdivision

Listing ID

791795

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Gas Range, Gas Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:50.0 ft x 118.0 ft
Zoning:City, Resid Single Family
Roof:Composition,Shingle
Sewer:Public Sewer
Principal Interest
$912
Taxes
$126

Home Price

$179,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$35,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$912.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $912.42 $125.83 $0.00 $1,038.25
Yearly $10,949.03 $1,510.00 $0.00 $12,459.03
Total $328,470.79 $45,300.00 $0.00 $373,770.79

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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