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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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185 Palmetto Bluff Trl , Port St Joe, FL 32456
$329,900
Est. Payment: $1,673.02/mo
4 Bed
2 Bath
1799 Sqft
Status: pending | Days on site: 644
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 185 Palmetto Bluff Trail located at the peaceful Palmetto Bluff community in Port Saint Joe, Florida. This is the Cali model home which is now for sale. This is home is steps away to the playground and pickleball court and is also close to the great schools, restaurants, local stores, and more in Port Saint Joe. The garage is to be restored back to normal and is move-in ready. The Cali is one of our popular one-story floor plans used in many communities across the country, making it an excellent choice for a new home. With this 4 bedroom, 2 bath home, you will see 1,799 square feet of spacious living perfect for a small family to enjoy comfortably. As you walk inside the Cali, you will see the long main hallway leading you to the open living room and kitchen. The 8' ceilings throughout the home add to the feeling of this open, spacious floorplan. Engineered vinyl plank flooring throughout the entire home offers a sleek, low-maintenance way to keep your floors looking great. The kitchen and bathrooms feature granite countertops and white cabinetry, a walk-in pantry, and a large island ideal for family and guests to enjoy your meals together. The primary bedroom has its own bathroom featuring a spacious walk-in closet, a double vanity, and a separate walk-in shower and tub. Each room in the house has large windows that allow plenty of natural light in to brighten your mood and home up. On the exterior of the home, you will see beautiful Hardie Board siding on all sides of the home. Each home comes standard with gutters, a sodded yard, dimensional shingles, and more. The Cali features a covered back patio and there is spacious covered front porch for you to enjoy your mornings and evenings outside taking in the unbeatable Florida sunsets and sunrises. Today is the day to discover why the Cali is one of our most popular floor plans. Contact us today to find your next home at Palmetto Bluff!

Highlights

Listed by Mark A Miles , 850-641-7576 and Paul Hanlon , 850-517-7705 DR Horton Realty of Emerald Coast, LLC , 850-660-1701. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.19

HOA Fee

345 Annually

Year Built

2023

County

Gulf

Area

07 - Gulf County

Neighborhood

No Named Subdivision

Listing ID

746522

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater, Plumbed For Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Smart Home, Soaking Tub, Smart Thermostat, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:71x125
Zoning:Resid Single Family
Roof:Shingle
Others:
  • Additional:Rain Gutters
Sewer:Public Sewer
Parking Features:Garage,Garage Door Opener,Paved
Principal Interest
$1,673
Taxes
$210
HOA
$345

Home Price

$329,900

Loan Details

30 yrs
6.528%

Down Payment

20%
$65,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,673.02

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,673.02 $210.31 $345.00 $2,228.33
Yearly $20,076.20 $2,523.74 $4,140.00 $26,739.94
Total $602,286.04 $75,712.05 $124,200.00 $802,198.09

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS