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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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180 Pilot Dr , Port St Joe, FL 32456
$1,100,000
Est. Payment: $6,077.34/mo
3 Bed
2 Bath
2240 Sqft
0.52 Acres
Status: Active | Days on site: 16
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Harrison Lilly Team
Owner/Operator

House Description

BEACH BAY RETREAT!! Bay breezes await where deeded Gulf beach access, a private pool & flexible accommodations come together in one inviting coastal retreat. Set on more than half an acre near the north end of the Cape, this newer-construction home offers a relaxed beach-house atmosphere, abundant outdoor space & convenient access to the area's favorite activities. Inside, warm wood ceilings, coastal finishes & an open-concept design create the perfect setting for gathering with family & friends. The main living area flows naturally into the kitchen & dining space, making everything from casual breakfasts to fresh seafood dinners feel effortless. The kitchen includes a combo electric/gas range, ample cabinetry & generous workspace. A dedicated elevator shaft is already incorporated into the home's design & is currently used as convenient pantry storage, giving a future owner the opportunity to explore installing an elevator if desired. The private primary suite offers beautiful water views & direct access to the outside deck, creating a peaceful place to enjoy the coastal breeze, morning coffee or a quiet evening beneath the stars. The ground-level studio apartment expands the home's versatility with separate accommodations. Outdoor living is at the heart of this property. The private pool provides a refreshing retreat for sunny afternoons, entertaining or relaxing after the beach. A spacious covered outdoor living area provides a comfortable, shaded setting for dining, conversation & enjoying the coastal breeze, while the second-floor deck creates another inviting place to unwind with peaceful water views. A private boardwalk winds through the natural landscape toward St. Joseph Bay, creating a beautiful connection between the home & the water. Multiple outdoor areas invite you to enjoy the coastal breeze, while the property's generous footprint gives everyone room to spread out along with the possibility to construct a pole barn for boat storage, recreational equipment, a workshop or other future needs. With plenty of space for vehicles, trailers, paddleboards & fishing gear, the property is well suited for an active coastal lifestyle. Deeded Gulf access through Silent Sands makes it easy to spend the day swimming, shelling, walking the shoreline or watching one of Cape San Blas' unforgettable sunsets. Deeded bay access provides another connection to the outdoors for kayaking, paddleboarding, fishing & exploring the calm waters of St. Joseph Bay. Whether envisioned as a full-time residence, family beach retreat or income-producing coastal investment, this property offers an exceptional combination of private amenities, water access, rental possibilities & additional land. Spend mornings fishing the bay, afternoons lounging beside the pool & evenings watching the sun disappear over the Gulf. This is an opportunity to enjoy both sides of the Cape with room for family, guests, boats & future plans. Call for your private tour & LIVE THE BEACH LIFE!

Highlights

Listed by Kaye Haddock , 850-299-0086 Beach Properties Real Estate , 850-227-2500. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.52

Year Built

2018

County

Gulf

Area

07 - Gulf County

Neighborhood

No Named Subdivision

Listing ID

795666

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range, Gas Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Balcony, Double Vanity, Interior Steps, Soaking Tub, Separate Shower, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot Dimensions:50 x 278
Zoning:County, Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Covered Patio, Dock
Parking Features:Drive Through
Principal Interest
$6,077
Taxes
$828

Home Price

$1,100,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$220,000
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Monthly Price:
$6,077.34

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,077.34 $828.22 $0.00 $6,905.56
Yearly $72,928.10 $9,938.63 $0.00 $82,866.73
Total $2,187,842.96 $298,158.90 $0.00 $2,486,001.86

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

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