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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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165 Money Bayou Dr , Port St Joe, FL 32456
$539,000
Est. Payment: $2,733.71/mo
2 Bed
2 Bath
1064 Sqft
Status: active | Days on site: 20
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to Eagle's Rest, a charming coastal retreat located at 165 Money Bayou Drive in the highly desirable Money Bayou/ Indian Pass area and just steps from the Gulf of America. NO HOA and FEMA INSURANCE ELIGIBLE!!! Fully furnished offering the perfect blend of privacy, flexibility, and coastal convenience, this well-maintained 2-bedroom, 2-bath residence features over 1,000 square feet of comfortable living space with Gulf views from both the interior and outdoor decks. The open-concept living, dining, and kitchen area creates an inviting atmosphere for family gatherings, weekend getaways, or vacation rental guests. Recent updates and furnishings allow for immediate enjoyment or income-producing potential. The property's greatest advantage is its location--just a short 0.1-mile walk to the sugar-white beaches of Cape San Blas, with permitted beach driving access conveniently located nearby at Lee Street. Whether you're launching a kayak, fishing the shoreline, searching for scallops in St. Joseph Bay, or simply enjoying breathtaking sunsets, coastal adventures are always within reach. Outside, the expansive fenced backyard is designed for relaxation and fun, featuring a fire pit, treehouse, outdoor shower, and abundant space for entertaining. Covered parking beneath the home and a gated driveway provide additional convenience and security for owners and guests alike. The adjoining lot is negotiable and available and would offer future opportunities for expansion, additional outdoor amenities, or simply preserving the privacy that is becoming increasingly difficult to find along Florida's Forgotten Coast. Whether you're searching for a personal beach getaway, a full-time residence, or an investment property with room to grow, Eagle's Rest delivers an authentic coastal lifestyle in one of Port St. Joe's most sought-after beachside communities. Adjacent lot is available and negotiable.

Highlights

Listed by William J Rish , 850-227-5569 Rish Real Estate Group , 850-227-5569. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.07

Year Built

2002

County

Gulf

Area

07 - Gulf County

Neighborhood

No Named Subdivision

Listing ID

791893

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:35' x 87'
Zoning:Resid Single Family
Roof:Metal
Others:
  • Additional:Deck, Outdoor Shower
Principal Interest
$2,734
Taxes
$271

Home Price

$539,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$107,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,733.71

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,733.71 $271.21 $0.00 $3,004.91
Yearly $32,804.48 $3,254.50 $0.00 $36,058.98
Total $984,134.27 $97,635.00 $0.00 $1,081,769.27

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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