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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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164 S Canal Dr , Port St Joe, FL 32456
$229,900
Est. Payment: $1,270.16/mo
0.5 Acres
Status: Active | Days on site: 4
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Harrison Lilly Team
Owner/Operator

House Description

RARE IMPROVED 0.50-ACRE LOT WITH WATER VIEWS & EXCEPTIONAL INFRASTRUCTURE ? OVERSTREET, FL. Don't miss this unique opportunity to own a fully improved coastal property just steps from the Hwy 386 bridge and public boat ramp, offering quick access to the Intracoastal Waterway, Gulf of Mexico, Mexico Beach, and Port St. Joe. This is far from a typical vacant lot & the groundwork is already complete, making it ready for immediate use or future development. The property features a 32' x 48' x 16' tall pole barn with (2) 14' x 48' x 14' lean-tos, providing substantial covered space for storage, equipment, or future build-out. The layout offers flexibility for a potential barndominium-style conversion or living quarters (buyer to verify all zoning and permitting requirements). The structure is supported by a reinforced concrete slab with a 12-inch footer, delivering strength and long-term durability. Extensive utilities and improvements already in place include: 200-amp meter panel (2) 100-amp panels (2) 50-amp RV hookups (2) Sewer and water connections Septic system sized for a 3-bedroom / 2-bath future residence The property also features a circular driveway with a large culvert, allowing easy access for RVs, boats, trailers, and equipment. Whether you're looking for a coastal basecamp, investment opportunity, storage facility, or future homesite, this property offers exceptional versatility with major infrastructure already completed. A rare find this close to the water with improvements already in place & ready for immediate use or your next vision.

Highlights

Listed by Carol E Erwin , 850-819-1205 Forgotten Coast Realty of NW Florida LLC , 850-648-3000. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
0.5

County

Gulf

Area

07 - Gulf County

Neighborhood

No Named Subdivision

Listing ID

791912

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Interior Features

Exterior Features

Lot:Paved
Lot Dimensions:126 x 173
Zoning:County
Principal Interest
$1,270
Taxes
$52

Home Price

$229,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$45,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,270.16

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,270.16 $52.45 $0.00 $1,322.61
Yearly $15,241.97 $629.35 $0.00 $15,871.32
Total $457,259.18 $18,880.50 $0.00 $476,139.68

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

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