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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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129 Betty Dr , Port St Joe, FL 32456
$432,000
Est. Payment: $2,386.74/mo
3 Bed
2 Bath
1742 Sqft
0.18 Acres
Status: Active | Days on site: 3
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Harrison Lilly Team
Owner/Operator

House Description

QUIET BEAUTY & WILDLIFE!! This beautifully maintained 3 bedroom/2 bath home offers comfortable single-level living in a peaceful setting with an uncommon sense of space & privacy. Set well back from traffic with surrounding wetlands providing a natural buffer, the property enjoys open land & generous spacing between neighboring homes--a distinctive quality that is increasingly difficult to find. The light-filled great room offers generous living space & proportions. Double French doors open to a fully screened outdoor living area, then on to the backyard. Custom plantation shutters add ease of care to a casual & comfortable Florida feel. The openness creates a natural connection between the interior & outdoor spaces while allowing abundant natural light throughout the home. The large kitchen is designed with a serious cook in mind, featuring low-maintenance, solid wood cabinetry complemented by granite countertops. New KitchenAid appliances include an induction cooktop, while glide-out shelving & a conveniently positioned dry-goods pantry provide thoughtful storage & functionality. The large primary bedroom extends outdoors through French doors opening to the privacy of the backyard, bringing in natural light along with views of morning wildlife & evening sunsets. The spacious ensuite bath is filled with natural light & features an oversized custom tiled shower along with a separate soaking tub tucked privately away. A James Martin vanity is topped with a distinctive piece of heavy cypress salvaged from the nearby Dead Lakes--a beautiful custom detail with a unique connection to the area. Years of good care have yielded mature & flourishing gardens, numerous fruit trees, flowering plants & beautifully maintained sodded grounds--a rustic privacy to be enjoyed in quiet solitude by humans & wildlife alike. A new 2026 sprinkler system supplied by a well helps maintain the grounds. Pergola-style structures add character, wood privacy fencing enhances the secluded setting & an outdoor shower adds convenience. A separate yard building with an overhang provides additional storage for lawn & garden equipment. The neighborhood has a relaxed character of its own. Weekdays tend to be quiet & less traveled, with a comfortable mix of families, children & neighbors of all ages. Weekends bring a little more activity as boat owners head out toward St. Joseph Bay & nearby beaches for boating, fishing & time on the water. It's a neighborhood that reflects the area's connection to the outdoors & the water without feeling like a traditional beach community. Just minutes from St. Joseph Bay & Port St. Joe, the location makes it easy to enjoy kayaking, fishing, waterfront strolls, wildlife watching or a quick trip into town for local restaurants, shops & everyday conveniences. Here, the appeal is the breathing room--open space, privacy, nature & wildlife--while still being conveniently close to the bay & Port St. Joe. Call for your private tour & LIVE THE BEACH LIFE!

Highlights

Listed by Kaye Haddock , 850-299-0086 Beach Properties Real Estate , 850-227-2500. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.18

Year Built

2007

County

Gulf

Area

07 - Gulf County

Neighborhood

No Named Subdivision

Listing ID

795651

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Entrance Foyer

Exterior Features

Lot:Cul-De-Sac,Paved
Lot Dimensions:IRR
Zoning:City, Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Patio
Sewer:Public Sewer
Principal Interest
$2,387
Taxes
$180

Home Price

$432,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$86,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,386.74

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,386.74 $180.03 $0.00 $2,566.76
Yearly $28,640.85 $2,160.32 $0.00 $30,801.17
Total $859,225.60 $64,809.60 $0.00 $924,035.20

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS