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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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122 Summer House Ln , Port St Joe, FL 32456
$1,300,000
Est. Payment: $6,593.35/mo
3 Bed
4 Bath
2280 Sqft
Status: active | Days on site: 35
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

SEASIDE LUXURY FOUND! Discover the perfect blend of coastal charm, modern comfort & investment potential - 122 Summer House Ln. Just steps from the sugar-white sands of the Gulf, this inviting 3 bedroom/3.5 bathroom retreat offers everything needed to embrace the laid-back lifestyle of Florida's Forgotten Coast. The thoughtfully designed floor plan features open-concept living, dining & kitchen areas that flow seamlessly together, creating an ideal space for entertaining family & friends. The well-equipped kitchen is ready for everything from casual beach breakfasts to evening gatherings, while multiple decks & balconies provide the perfect setting to enjoy Gulf breezes, morning coffee, coastal views & spectacular sunsets. Spacious bedrooms offer privacy & comfort for owners & guests alike, including a relaxing primary suite complete with its own private bath. An outdoor shower makes rinsing off sandy toes effortless, while the elevator servicing all levels adds convenience & accessibility. Step outside & enjoy deeded beach access just moments from your door. When you're ready for a break from the surf, the community pool is only steps away, offering a refreshing place to cool off & relax. Outdoor enthusiasts will appreciate direct access to the Loggerhead Bike Path, an 8-mile paved trail connecting St. Joseph Peninsula State Park to Salinas Park, perfect for biking, jogging, wildlife viewing & sunset strolls. Just a short drive away, Port St. Joe offers fresh local seafood, boutique shopping, marina activities & small-town coastal charm. With a proven history as a successful short-term rental, this property presents an exceptional opportunity as a personal beach retreat, income-producing investment, or the perfect combination of both. Experience the tranquility, natural beauty & unforgettable lifestyle that make Cape San Blas one of Florida's most treasured coastal destinations. Call for your private tour & LIVE THE BEACH LIFE!

Highlights

Listed by Kaye Haddock , 850-299-0086 Beach Properties Real Estate , 850-227-2500. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.12

HOA Fee

Year Built

2008

County

Gulf

Area

07 - Gulf County

Neighborhood

No Named Subdivision

Listing ID

790545

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Electric Range, Electric Water Heater, Ice Maker
Air Cond:Central Air,Ceiling Fan(s),Multi Units,Zoned
Fireplaces:
Other:
  • Additional:Double Vanity, Soaking Tub, Separate Shower, Upper Level Primary

Exterior Features

Lot Dimensions:IRR
Zoning:County, Resid Single Family
Roof:Metal
Others:
  • Additional:Deck, Patio, Outdoor Shower
Sewer:Public Sewer
Principal Interest
$6,593
Taxes
$829
HOA
$0

Home Price

$1,300,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$260,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,593.35

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,593.35 $828.75 $0.00 $7,422.10
Yearly $79,120.26 $9,945.00 $0.00 $89,065.26
Total $2,373,607.70 $298,350.00 $0.00 $2,671,957.70

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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