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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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104 Mariners Ln , Port St Joe, FL 32456
$829,900
Est. Payment: $4,209.10/mo
3 Bed
3 Bath
1693 Sqft
Status: active | Days on site: 17
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

New construction with pool, Gulf Side X flood zone home with dedicated gulf access!! This one checks all the boxes!! Experience the best of Cape San Blas living in this newly built 3-bedroom, 2-bath home offering 1,693 square feet of thoughtfully designed living space and close proximity to Salinas Park. Combining modern coastal style with everyday comfort, this beautiful home features an open-concept floor plan filled with natural light, creating an inviting atmosphere for relaxing and entertaining. The spacious living area flows seamlessly into a beautifully appointed kitchen featuring white shaker cabinetry, stainless steel appliances, granite countertops, a large center island with seating, and ample storage. Luxury vinyl plank flooring throughout the main living areas enhances the home's bright, coastal feel while providing durability and easy maintenance. The private primary suite offers a peaceful retreat with a beautifully finished ensuite bath, while two additional bedrooms provide comfortable accommodations for family and guests. A convenient laundry room and generous storage add to the home's functionality. Step outside to your own private backyard oasis featuring an in-ground swimming pool, perfect for cooling off after a day at the beach, entertaining guests, or simply soaking up the Florida sunshine. The covered porch provides the ideal spot for morning coffee or relaxing in the coastal breeze. Whether you're searching for a full-time residence, vacation getaway, or investment property, this move-in-ready home offers an exceptional opportunity to enjoy the laid-back lifestyle of Florida's Forgotten Coast. Ideally located on beautiful Cape San Blas, you'll be just minutes from sugar-white beaches, St. Joseph Bay, boating, kayaking, fishing, scalloping, hiking, biking, and local dining. Don't miss your opportunity to own this stunning coastal retreat with its own private pool in one of Florida's most desirable beach destinations.

Highlights

Listed by William J Rish , 850-227-5569 Rish Real Estate Group , 850-227-5569. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.27

HOA Fee

900 Annually

Year Built

2026

County

Gulf

Area

07 - Gulf County

Neighborhood

No Named Subdivision

Listing ID

792655

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Oven
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Main Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:100' x 120'
Zoning:County, Resid Single Family
Roof:Metal
Others:
  • Additional:Covered Patio
Sewer:Public Sewer
Principal Interest
$4,209
Taxes
$529
HOA
$900

Home Price

$829,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$165,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,209.10

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,209.10 $529.06 $900.00 $5,638.16
Yearly $50,509.15 $6,348.74 $10,800.00 $67,657.89
Total $1,515,274.64 $190,462.05 $324,000.00 $2,029,736.69

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS