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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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105 White Blossom Trl , Port St Joe, FL 32456
$499,999
Est. Payment: $2,762.42/mo
3 Bed
2 Bath
1817 Sqft
0.24 Acres
Status: Pending | Days on site: 21
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Harrison Lilly Team
Owner/Operator

House Description

SUNSHINE STARTS HERE!! Coastal comfort awaits at this beautifully maintained Florida ranch home tucked into Magnolia Bluff. Situated on a high dry homesite in the ''X'' flood zone. This single-level living with spacious open floor plan creates a timeless coastal feel where you can entertain or simply unwind after a day at the beach. An easy flow between main living spaces makes everyday living comfortable while offering flexibility for hosting family & friends. The split-bedroom floor plan provides added privacy, making the home equally well suited for full-time living, a retirement retreat or a special coastal getaway. One of the home's most inviting features is the long covered & screened porch, the perfect spot to start your morning with coffee, enjoy an afternoon breeze or settle in for a quiet evening outdoors. With protection from the elements & plenty of room for comfortable seating, this outdoor living area feels like a natural extension of the home. Beyond the porch, the spacious quarter-acre yard offers room to garden, entertain, play or simply enjoy the laid-back Florida lifestyle. Magnolia Bluff is an established residential community in the St. Joe Beach area, where short-term rentals are not permitted, helping preserve the peaceful neighborhood atmosphere residents appreciate. Nearby homes in the community are also marketed for convenient access to St. Joe Beach & the area's golf-cart-friendly coastal lifestyle. Spend your days soaking up the sunshine, strolling the shoreline, fishing, kayaking or exploring the natural beauty of Florida's Forgotten Coast. When you're ready for a night out, shopping, dining & everyday conveniences in Port St. Joe are just a short drive away, while nearby Mexico Beach offers even more opportunities for waterfront dining, boating & beachside fun. Whether you're searching for a primary residence, peaceful retirement home or personal beach getaway, this charming Florida ranch delivers the ideal combination of quality construction, comfortable living, outdoor space & an exceptional coastal location without the constant turnover of vacation rentals. Come experience the quieter side of beach living & discover why St. Joe Beach continues to be such a special place to call home. Call for your private tour & LIVE THE BEACH LIFE!

Highlights

Listed by Kaye Haddock , 850-299-0086 Beach Properties Real Estate , 850-227-2500. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.24

HOA Fee

175 Annually

Year Built

2006

County

Gulf

Area

07 - Gulf County

Neighborhood

Magnolia Bluff

Listing ID

795474

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Gas Range, Gas Water Heater, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Soaking Tub

Exterior Features

Lot:Paved
Lot Dimensions:76.0 ft x 142.0 ft
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • ▪ Additional:Patio, Outdoor Shower
Sewer:Public Sewer
Principal Interest
$2,762
Taxes
$319
HOA
$175

Home Price

$499,999

Loan Details

30 yrs
7.374%

Down Payment

20%
$100,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,762.42

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,762.42 $318.75 $175.00 $3,256.17
Yearly $33,149.07 $3,824.99 $2,100.00 $39,074.06
Total $994,472.08 $114,749.77 $63,000.00 $1,172,221.85

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS