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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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440 Indian Pass Rd , Port St Joe, FL 32456
$1,180,000
Est. Payment: $6,519.33/mo
3 Bed
3 Bath
1672 Sqft
1.01 Acres
Status: Active | Days on site: 48
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BMGCR - B11405
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Harrison Lilly Team
Owner/Operator

House Description

This Gulf front Moneymaker gem is the ultimate coastal retreat, boasting 70 feet of breathtaking Gulf frontage. With 3 bedrooms, 2.5 bathrooms, and years of proven rental income, this home is not just a dream getaway, but an incredible investment opportunity. As you step onto the large Gulf front deck, the tranquil sound of waves instantly transports you to a state of serenity. Picture yourself sipping your morning coffee, soaking up the sunshine, and relishing in the panoramic views of the Gulf waters. And if that's not enough to tempt you, just wait until you lay eyes on the hot tub, perfect for unwinding after a long day of beachcombing. Inside, you'll find a coastal oasis that seamlessly blends style and comfort. The open-concept living area is flooded with natural light, creating a cheerful and inviting atmosphere. Whip up culinary delights in the kitchen, complete with modern appliances and ample counter space for all your culinary adventures. As the evening artfully paints the sky with vivid hues, gather your loved ones around the cozy fireplace and create lasting memories. Retreat to the spacious bedrooms, where rest and relaxation take center stage. Wake up to breathtaking views of the Gulf in the master suite and start your day with pure bliss. With its idyllic location, years of proven rental income, and the perfect balance of luxury and comfort, this property is a true slice of paradise. Embrace the coastal lifestyle and embark on a new chapter filled with sun-soaked days, sand between your toes, and memories that will last a lifetime.

Highlights

Listed by Nicole Majors , 850-247-8415 BeMajor Gulf Coast Realty LLC , 850-227-4455. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
1.01

Year Built

1997

County

Gulf

Area

07 - Gulf County

Neighborhood

Indian Pass Beach

Listing ID

794387

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Electric Oven, Electric Range
Air Cond:Central Air
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Double Vanity, Main Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:70.0 ft x 630.0 ft
Zoning:County, Resid Single Family
Roof:Metal
Others:
  • ▪ Additional:Covered Patio, Deck
Sewer:Sewer Tap Paid
Principal Interest
$6,519
Taxes
$1,173

Home Price

$1,180,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$236,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$6,519.33

Principal

Taxes

Principal Taxes HOA Total
Monthly $6,519.33 $1,172.50 $0.00 $7,691.83
Yearly $78,231.96 $14,070.00 $0.00 $92,301.96
Total $2,346,958.81 $422,100.00 $0.00 $2,769,058.81

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

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