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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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126 Gulf Terrace Ln , Port St Joe, FL 32456
$434,900
Est. Payment: $2,205.73/mo
3 Bed
2 Bath
1382 Sqft
Status: active | Days on site: 63
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Property under construction and to be completely by roughly July! Located on a cul-de-sac, this brand new property is being built with care by Jubilee Builders out of Dothan, Alabama. This property is a short golf cart ride down to the highway, from there you walk/roll across to the beach! It is a quiet community on Gulf Terrace with NO HOA dues and X Flood zone! The images attached are from a previous build completed on this street with this same builder. Rendering was AI generated to provide an idea of what the completed build may look like. All of the builds on this street by Jubilee have sold before construction was completed. Curious about specs? These are some points to know: 2x6 Exterior walls, 5/8'' roof sheeting, 1/2'' wall sheeting, Hurricane ties, R19/R38 Insulation, Impact windows, White cabinets, Mega Iced countertops, Showers/Tubs will be tiled, Medium toned floors, All kitchen appliances(including microwave), LVP flooring throughout, Full sod, fence, and irrigation included.

Highlights

Listed by Carla Ashabranner , 850-730-3278 Selling The Coast LLC , 850-730-3278. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.25

Year Built

2026

County

Gulf

Area

07 - Gulf County

Neighborhood

Highlands At St Joe Beach

Listing ID

790855

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Shower Only

Exterior Features

Lot:Cul-De-Sac,Paved
Lot Dimensions:Irr
Roof:Composition,Shingle
Sewer:Public Sewer
Principal Interest
$2,206
Taxes
$66

Home Price

$434,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$86,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,205.73

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,205.73 $66.33 $0.00 $2,272.06
Yearly $26,468.77 $796.00 $0.00 $27,264.77
Total $794,063.07 $23,880.00 $0.00 $817,943.07

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS