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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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209 16th St , Port St Joe, FL 32456
$359,900
Est. Payment: $1,825.16/mo
3 Bed
3 Bath
1391 Sqft
Status: active with contingency | Days on site: 141
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS. COASTAL COTTAGE DREAM NEAR THE BAY!! This fully renovated 3 bedroom/3 bath coastal cottage sits on a beautiful corner lot just two blocks from the water, where you can even catch a glimpse of the bay from the street. If you've been dreaming of an easygoing beach town lifestyle with everything close by, this charming home delivers. Step inside & you're welcomed by a cozy dining area that flows into a beautifully updated kitchen featuring crisp white cabinetry, stylish plumbing fixtures, modern finishes & a convenient breakfast bar that opens directly into the spacious living room. The layout creates an inviting open feel that's perfect for relaxing after a day on the water or entertaining friends & family. The home offers a comfortable split-bedroom floor plan. Luxury vinyl plank flooring runs throughout the home, offering durability & easy coastal living. The bathrooms have been tastefully updated, including tile flooring & tiled shower finishes that give the space a fresh, modern feel. Outside, the property continues to impress with a beautiful circular paver driveway, making it easy to pull in, pull through or park multiple vehicles & golf carts. The home also features charming curb appeal that perfectly fits the relaxed coastal character of the neighborhood. The location is truly one of the highlights. Just two blocks from the bay, you're moments from launching a kayak, paddleboarding on the calm waters of St. Joseph Bay, or enjoying peaceful waterfront sunsets. Even better, you can hop on your golf cart & cruise into downtown Port St. Joe for boutique shopping, live music, local restaurants & all the fun things this vibrant coastal town has to offer. Whether you're looking for a weekend getaway, full-time residence, or investment opportunity, this adorable cottage near the water offers the perfect blend of location, charm & coastal lifestyle. Call for your private tour & LIVE THE BEACH LIFE!

Highlights

Listed by Kaye Haddock , 850-299-0086 Beach Properties Real Estate , 850-227-2500. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.16

Year Built

1940

County

Gulf

Area

07 - Gulf County

Neighborhood

City Of Port St Joe

Listing ID

786721

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Gas Range, Tankless Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary, Soaking Tub, Separate Shower

Exterior Features

Lot:Paved
Lot Dimensions:75 x 94
Zoning:City, Resid Single Family
Roof:Metal
Others:
  • Additional:Patio
Sewer:Public Sewer
Principal Interest
$1,825
Taxes
$374

Home Price

$359,900

Loan Details

30 yrs
6.528%

Down Payment

20%
$71,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,825.16

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,825.16 $374.33 $0.00 $2,199.49
Yearly $21,901.86 $4,492.00 $0.00 $26,393.86
Total $657,055.91 $134,760.00 $0.00 $791,815.91

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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