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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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191 White Sands Dr , Port St Joe, FL 32456
$895,500
Est. Payment: $4,541.34/mo
3 Bed
2 Bath
1327 Sqft
Status: active | Days on site: 184
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

AMAZING WATER VIEWS!! Experience this fully renovated, boho chic ultimate beach cottage. Just steps from the pristine white sands & crystal-clear waters of the Gulf of Mexico! Step into this 3-bedroom, 2-bath home nestled on North Cape San Blas on Florida's Forgotten Coast. You're greeted with a bright & airy living/dining room with soaring ceilings & exposed wood beams with large picture windows that frame breathtaking views. The open-concept kitchen is well appointed with granite countertops, stainless steel appliances, and ample storage space. Outside, you'll find a large sun deck with amazing views where you can enjoy the endless sunsets and listen to the sound of the surf. Below you will find an inground pool surrounded by colorful Adirondack chairs, along with an outdoor firepit area, perfect for roasting marshmallows, lounging or enjoying the sunshine. An outdoor shower allows you to rinse off after a day at the beach. Fishing enthusiasts will enjoy a fish cleaning station & the outdoor propane grill, making it easy to prepare your fresh catch of the day. This fully furnished, rental-ready home with proven income potential presents a fantastic investment opportunity. Downstairs has completely roughed in framing and electrical, as well as plumbing nearby for future expansion or the possibility of an outdoor kitchen area easily accessible to the pool. Cape San Blas offers a slower pace of life, where you can savor each moment—whether it's kayaking, paddleboarding, beach walks along the pet-friendly shoreline, nightly bonfires, or simply enjoying quality time with family & friends. The best feature about this location is the driving access on the beach is perfect for your golf cart and cruise anywhere you want to go. Be sure to explore the charming town of Port St. Joe, where you can browse local shops for unique finds or indulge in fresh seafood at a waterfront restaurant. Check out the 3D tour & call for tour today!

Highlights

Listed by Kaye Haddock , 850-299-0086 Beach Properties Real Estate , 850-227-2500. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.15

Year Built

1985

County

Gulf

Area

07 - Gulf County

Neighborhood

Cape San Blas Shores

Listing ID

785270

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Main Level Primary, Tub Shower

Exterior Features

Lot Dimensions:82x95x58x110
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Deck, Patio
Principal Interest
$4,541
Taxes
$571

Home Price

$895,500

Loan Details

30 yrs
6.528%

Down Payment

20%
$179,100
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,541.34

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,541.34 $570.88 $0.00 $5,112.22
Yearly $54,496.02 $6,850.58 $0.00 $61,346.60
Total $1,634,880.71 $205,517.25 $0.00 $1,840,397.96

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS