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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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592 Bonnet St , Port St Joe, FL 32456
$415,000
Est. Payment: $2,104.80/mo
3 Bed
2 Bath
1102 Sqft
Status: active | Days on site: 210
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

New Construction Near the Beach in Beacon Hill | No HOA Looking for a new construction home near the beach in Port St. Joe? This 3-bedroom, 2-bath home in the Beacon Hill area offers approximately 1,102 square feet of thoughtfully designed living space and is just a 5-minute walk from the beach. Whether you're searching for a second home near the Gulf, a potential short-term rental property, or a low-maintenance home for a simpler coastal lifestyle, this property offers flexibility in an appealing beachside location. Built with coastal living in mind, the home features impact-resistant windows, 2x6 exterior wall construction for added insulation, granite countertops, and no HOA. The property is located in Flood Zone X, where flood insurance may not be required by many lenders. The parcel extends beyond the currently cleared homesite and includes wetlands toward the back and along the left side of the property. Buyers looking for a coastal setting can enjoy easy access to the beach, nearby Veterans Park, and a beach where dogs are allowed. At $415,000, this Beacon Hill new construction home offers an attractive combination: proximity to the Gulf, no HOA, durable construction features, and a manageable 3-bedroom floor plan without the upkeep of a much larger beach home. Use it as your coastal getaway, explore its potential as a short-term rental, or make it your full-time home and embrace a simpler lifestyle near the beach. Schedule your private showing and discover what life in Beacon Hill could look like. Co-listing agent and spouse are also owners/sellers and holds a FL and GA real estate license.

Highlights

Listed by Jeff M Swayze , 615-593-9669 The Joe Real Estate Partners , 615-593-9669. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.14

Year Built

2025

County

Gulf

Area

07 - Gulf County

Neighborhood

Beacon Hill

Listing ID

783666

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:45x154x62x111
Zoning:Resid Single Family
Roof:Composition,Shingle
Sewer:Public Sewer
Parking Features:No Garage,Unpaved
Principal Interest
$2,105
Taxes
$75

Home Price

$415,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$83,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,104.80

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,104.80 $74.50 $0.00 $2,179.30
Yearly $25,257.62 $894.00 $0.00 $26,151.62
Total $757,728.61 $26,820.00 $0.00 $784,548.61

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS