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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3050 W Highway 98 B49 , Port St Joe, FL 32456
$297,500
Est. Payment: $1,508.86/mo
2 Bed
3 Bath
1200 Sqft
Status: active | Days on site: 178
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to 3050 W Hwy 98, Unit B49, an adorable, fully furnished beach bungalow located inside the gated community of Barefoot Cottages in charming Port St. Joe. Priced at just $298,000, it's an outstanding opportunity to own a beach house as a primary residence, a rental investment, or personal beach getaway just minutes from the white sandy beaches. This 2-bedroom, 2.5-bath, 1,200-square-foot home offers a cozy bungalow vibe with two spacious bedrooms, each featuring a private ensuite bath--perfect for guests or rental flexibility. The primary suite includes a walk-in closet and a private screened-in balcony, ideal for morning coffee or relaxing after a day at the beach. The main living area flows into an updated kitchen with white cabinetry, stainless steel appliances, and two-tone granite countertops, creating a welcoming space for entertaining. A large screened-in porch extends your living space outdoors and invites year-round enjoyment. Residents and guests of Barefoot Cottages enjoy three on-site swimming pools, hot tubs, a community fitness center, and close proximity to beach access, all within a beautifully maintained gated setting. Ideally located between the WindMark Beach community and downtown Port St. Joe, you're just minutes from shopping, dining, marinas, and local charm. Fully furnished - Resort style amenities - Prime location - Unbeatable value! Don't miss your opportunity to own this exceptional beach home for an exceptional price. Schedule a showing today.

Highlights

Listed by Katilyn Scott , 850-819-5695 Compass Florida, LLC , 850-296-9769. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.03

HOA Fee

Year Built

2007

County

Gulf

Area

07 - Gulf County

Neighborhood

Barefoot Cottages

Listing ID

783854

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Interior Steps, Shower Only, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot Dimensions:0X0
Roof:Metal
Others:
  • Additional:Porch
Sewer:Public Sewer
Principal Interest
$1,509
Taxes
$386
HOA
$0

Home Price

$297,500

Loan Details

30 yrs
6.529%

Down Payment

20%
$59,500
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,508.86

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,508.86 $386.42 $0.00 $1,895.28
Yearly $18,106.37 $4,637.00 $0.00 $22,743.37
Total $543,190.99 $139,110.00 $0.00 $682,300.99

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS