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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2331 State Road 30-a , Port St Joe, FL 32456
$2,900,000
Est. Payment: $14,708.25/mo
3 Bed
3 Bath
4203 Sqft
Status: active | Days on site: 27
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

**Welcome to GRACIE**--a private bayfront legacy estate where timeless craftsmanship, Old Florida charm, and the natural beauty of St. Joseph Bay come together to create one of the most extraordinary waterfront properties on Florida's Forgotten Coast. Situated on **2.44 acres across two contiguous mixed commercial use parcels**, this remarkable estate offers privacy, tranquility, and endless possibilities. Whether you envision an exceptional waterfront residence, a multigenerational family retreat, an upscale fishing lodge, a luxury vacation rental, or an unforgettable wedding venue, this property provides the flexibility to bring that vision to life. From the moment you arrive, you'll appreciate the quality, character, and attention to detail found throughout the home. Warm timber-frame construction, soaring ceilings, custom finishes, and expansive windows frame breathtaking views of St. Joseph Bay, while multiple screened porches and outdoor living spaces invite you to slow down and embrace the peaceful rhythm of coastal living. Enjoy evenings by the outdoor fireplace, entertain from the outdoor kitchen, relax in the hot tub beneath the stars, or simply unwind as spectacular sunsets paint the sky over the bay. A private boardwalk leads to your **private dock**, providing direct access to one of Florida's most pristine estuaries. Spend your mornings fishing for trophy speckled trout, redfish, and flounder, your afternoons scalloping in the crystal-clear waters of St. Joseph Bay, or exploring by kayak and paddleboard. Here, dolphins frequently pass by, coastal birds fill the skies, and every day feels like a vacation. The thoughtfully designed home offers generous gathering spaces perfect for entertaining family and friends while maintaining warm, inviting areas for quiet moments overlooking the water. Every room has been carefully crafted to maximize comfort, functionality, and the incredible waterfront views that define this one-of-a-kind property. Both parcels are zoned **Mixed Commercial Use**, This allows for a variety of future uses, currently a luxury residence, boutique hospitality, vacation rental opportunities, wedding venue, fishing retreat, or other approved commercial ventures. The front parcel also offers the potential for short-term RV accommodations and includes a pole barn with power and water already in place, providing even greater flexibility. Properties of this caliber are rarely offered. Combining acreage, privacy, direct bay frontage, mixed commercial use zoning, and access to world-class fishing and scalloping, **GRACIE** is far more than a home; it's a legacy investment, a destination, and a place where generations of family and friends will gather to create memories that last a lifetime. Experience the peace, serenity, and unmatched beauty of St. Joseph Bay, where every sunrise inspires, every sunset amazes, and every day feels like you're exactly where you're meant to be.

Highlights

Listed by Daniel Raffield , 850-238-7826 Empire Real Estate of Florida LLC , 850-247-8868. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
2.45

Year Built

2016

County

Gulf

Area

07 - Gulf County

Neighborhood

[No Recorded Subdiv]

Listing ID

794313

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Bar Fridge, Electric Water Heater, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Water Purifier Owned, Tankless Water Heater, Wine Cooler
Air Cond:Central Air,Multi Units,Whole House Fan
Fireplaces:Gas
Other:
  • Additional:Central Vacuum

Exterior Features

Lot:Sprinkler System
Lot Dimensions:122.0 ft x 874.0 ft
Zoning:Commercial, County, Resid Multi-Family
Roof:Metal
Others:
  • Additional:Barbecue, Deck, Dock, Patio, Outdoor Kitchen, Outdoor Shower
Sewer:Public Sewer,Sewer Tap Paid
Parking Features:Circular Driveway,Electric Gate,Gravel,RV Access/Parking
Principal Interest
$14,708
Taxes
$788

Home Price

$2,900,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$580,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$14,708.25

Principal

Taxes

Principal Taxes HOA Total
Monthly $14,708.25 $787.70 $0.00 $15,495.95
Yearly $176,499.03 $9,452.34 $0.00 $185,951.37
Total $5,294,971.02 $283,570.20 $0.00 $5,578,541.22

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS