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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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195 Jones Homestead Rd , Port St Joe, FL 32456
$249,000
Est. Payment: $1,375.69/mo
2.75 Acres
Status: Active | Days on site: 1
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BMGCR - B11405
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Harrison Lilly Team
Owner/Operator

House Description

Discover the perfect setting for your dream home on this exceptional 2.7-acre homesite in the desirable Coastal Plantation community of Port St. Joe. Ideally located less than half a mile from Sacred Heart Hospital and Gulf Coast State College, this spacious property offers the rare combination of privacy, convenience, and room to build. Essential utilities are available, including city water and sewer (tap fees paid), and electricity, making it easy to begin planning your custom home. The property is located entirely in an X Flood Zone, so no flood insurance is required by most lenders. Coastal Plantation allows site-built single-family homes with established minimum square footage requirements and build-to lines, while also permitting outbuildings for added flexibility. With plenty of space for a custom residence, workshop, pool, or additional outdoor living, this estate-sized homesite offers endless possibilities. Enjoy the peace and beauty of coastal living while remaining just minutes from shopping, dining, schools, healthcare, and the white-sand beaches of Florida's Forgotten Coast. Don't miss this rare opportunity to own one of the area's premier acreage homesites.

Highlights

Listed by Nicole Majors , 850-247-8415 BeMajor Gulf Coast Realty LLC , 850-227-4455. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
2.75

County

Gulf

Area

07 - Gulf County

Neighborhood

[No Recorded Subdiv]

Listing ID

793586

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Interior Features

Exterior Features

Lot:Paved
Lot Dimensions:166x714
Zoning:City, Deed Restrictions, Resid Single Family
Principal Interest
$1,376
Taxes
$123

Home Price

$249,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$49,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,375.69

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,375.69 $123.44 $0.00 $1,499.12
Yearly $16,508.27 $1,481.23 $0.00 $17,989.50
Total $495,248.09 $44,436.90 $0.00 $539,684.99

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS