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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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182 Blue Pond Cir , Ponce De Leon, FL 32455
$799,900
Est. Payment: $4,056.94/mo
3 Bed
4 Bath
2509 Sqft
Status: active | Days on site: 95
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

182 Blue Pond Rd is one of those homes that's better experienced than explained. It sits on Blue Pond in a quiet part of Ponce de Leon, with water views, privacy, and none of the traffic or density you're dealing with closer to the coast. You're still within reach of Freeport and South Walton, but when you're here, it feels removed in a good way. The home was built in 2023 and leans more custom than spec. The main level is open and straightforward, kitchen, living, and dining all facing the water with access to a large deck. Quartz countertops, café appliances, good storage, nothing overdone, just done right. What really separates it is the lower level. It's fully finished and functions as its own space with a second kitchen, wet bar, living area, and room for guests to spread out. It works well for extended family, visiting friends, or anyone who wants a little separation without giving up comfort. The home is being sold furnished and has been professionally put together, so you're not starting from scratch. At $799,000, it's positioned well for what you're getting, especially for newer construction on the water. This could work as a full-time home, but it also makes a lot of sense for someone in South Walton or Freeport looking for a second place that's easy to get to and actually feels like a break from the pace out there.

Highlights

Listed by Kim Wennerberg , 850-635-1801 Kim & Company , 850-635-1801. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.42

HOA Fee

75 Annually

Year Built

2025

County

Walton

Area

12 - Walton County

Neighborhood

[No Recorded Subdiv]

Listing ID

793516

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Balcony, Double Vanity, Interior Steps, Main Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:93.0 ft x 189.0 ft
Zoning:Resid Single Family
Roof:Metal
Others:
  • Additional:Deck, Dock, Fire Pit
Principal Interest
$4,057
Taxes
$38
HOA
$75

Home Price

$799,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$159,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,056.94

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $4,056.94 $38.33 $75.00 $4,170.27
Yearly $48,683.30 $459.97 $900.00 $50,043.27
Total $1,460,499.08 $13,799.10 $27,000.00 $1,501,298.18

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Ponce De Leon, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS