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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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245 S Tram Rd , Ponce De Leon, FL 32455
$376,750
Est. Payment: $1,910.80/mo
4 Bed
3 Bath
3275 Sqft
Status: active | Days on site: 2
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

PRICED to SELL! Finding a home with mini farm in rural Red Bay is rare. Check out this large home on nearly 1.5 acres that is solid built with block construction, metal roof, and plaster walls. 3275 square feet with 4 bedrooms and 3 full baths! There is also au finished separate 800 sq ft apartment or Mother-in-law space with a large living area, bedroom, it's own carport, and a kitchenette! Has been an income producer on AirBNB Bring your animals and If you enjoy swimming, the above-ground pool is READY for that dip, jump in off the renovated deck. Enjoy the quiet and peaceful enjoyment of country life, convenient to I-10 and just 30 minutes to the beautiful sugar white sand beaches of Panama City Beach and Santa Rosa Beach.
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Highlights

Listed by Janet S Hurst , 850-585-0030 and Jennifer E Mehlhorn , 850-307-7260 Realty Pointe of Florida LLC , 850-585-0030. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
1.45

Year Built

1977

County

Walton

Area

23 - North Walton County

Listing ID

1008619

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Dishwasher, Refrigerator, Stove/Oven Electric, Water Heater - Elect, Satellite Dish
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace
Floor:Floor Laminate,Floor Tile,Floor WW Carpet New
Other:
  • ▪ Additional:Built-In Bookcases, Fireplace, Guest Quarters, Newly Painted, Walls Paneled, Washer/Dryer Hookup
Water:Well

Exterior Features

Lot:Cleared,Level,Survey Available
Lot Dimensions:To be determined by survey by buyer
Zoning:Agriculture, Horses Allowed, Resid Single Family
Others:
  • ▪ Additional:Porch, Fenced Lot-Part
Sewer:Septic Tank
Parking Features:Carport Attached,Garage Detached
Principal Interest
$1,911
Taxes
$93

Home Price

$376,750

Loan Details

30 yrs
6.529%

Down Payment

20%
$75,350
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,910.80

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,910.80 $93.35 $0.00 $2,004.15
Yearly $22,929.66 $1,120.14 $0.00 $24,049.80
Total $687,889.77 $33,604.20 $0.00 $721,493.97

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Ponce De Leon, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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