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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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28 0.28 Acres Howell Bluff Rd , Ponce De Leon, FL 32455
$40,000
Est. Payment: $220.99/mo
0.28 Acres
Status: Pending | Days on site: 2
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EPMP - E1336,E34989,E1336
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Ebro Florida lot blocks from River! Come take a look at this vacant lot just minutes to Cowford Boat launch and landing that allows you to launch straight into the Choctawhatchee River! This is a very quiet location, No HOA, and only minutes from Panama City and Freeport. This lot offers you the opportunity to build whatever your heart desires rather it is a weekend getaway of a place to retire. Lot offers a septic in place and includes a power pole. Lot has plenty of room for your water toys! Come take a look at this rare chance to own a vacant parcel lot in peaceful Ebro, Florida!
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Highlights

Listed by Christa V Merrifield , 850-428-3298 and Greggory A Floyd , 850-865-0781 Merrifield & Pilcher Realty , 850-892-9650. Emerald Coast Multiple Listing Services

Property Type

Vacant Land
Lot/Acreage
0.28

County

Walton

Area

20 - Freeport

 Neighborhood

Howell Bluff

Listing ID

1010891

Questions about this listing?

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Interior Features

Exterior Features

Lot:Cleared,Level,Within 1/2 Mile to Water,See Remarks
Lot Dimensions:0.282 Acre
Zoning:County, Mobile Home, Resid Single Family, Unrestricted
Sewer:Septic Tank
Principal Interest
$221
Taxes
$20

Home Price

$40,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$8,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$220.99

Principal

Taxes

Principal Taxes HOA Total
Monthly $220.99 $19.91 $0.00 $240.90
Yearly $2,651.93 $238.86 $0.00 $2,890.79
Total $79,557.93 $7,165.80 $0.00 $86,723.73

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Ponce De Leon, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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