Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from , its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
main property photo 0
main property photo 1
main property photo 2
main property photo 3
main property photo 4
main property photo 5
main property photo 6
main property photo 7
main property photo 8
main property photo 9
main property photo 10
main property photo 11
main property photo 12
main property photo 13
main property photo 14
main property photo 15
main property photo 16
main property photo 17
main property photo 18
main property photo 19
main property photo 20
main property photo 21
main property photo 22
main property photo 23
main property photo 24
main property photo 25
main property photo 26
main property photo 27
main property photo 28
main property photo 29
main property photo 30
main property photo 31
main property photo 32
main property photo 33
main property photo 34
main property photo 35
main property photo 36
main property photo 37
main property photo 38
main property photo 39
main property photo 40
main property photo 41
main property photo 42
main property photo 43
main property photo 44
main property photo 45
main property photo 46
main property photo 47
main property photo 48
main property photo 49
main property photo 50
main property photo 51
main property photo 52
main property photo 53
main property photo 54
main property photo 55
View All (56)
property photo 1
property photo 2
property photo 3
339 Big Cedar Rd , Ponce De Leon, FL 32455
$295,500
Est. Payment: $1,632.59/mo
2 Bed
3 Bath
1408 Sqft
0.27 Acres
Status: Active | Days on site: 15
Get Pre-Qualified
ECO4 - E34453
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator
View agent profile
Email
Call

House Description

Riverfront retreat on the Choctawhatchee, Steps from Cowford Landing. Breath deep and slow down at this rare riverfront escape with approx. 180* view and +/- 30ft to the river's edge. The elevated main home on pilings, pairs coastal-camp charm with practical living, while a separate studio cabin with full bath make hosting effortless. Enjoy 2 screened-in patio enclosure that invites morning coffee, evening stories, and year-round breezes. Outside gather under the stars around the outdoor fireplace/ entertainment area. Store gear in the side Shed, tuck vehicles under the covered parking pad, and bring the toys. there's a sheltered concrete pad sized for a boat or RV. Fishermen and paddlers will love the setting on the Choctawhatchee River that leads to the Choctawhatchee Bay. The Convenience of Cowford Landin's public boat ramp (600 Ft. away). Be on the water in minutes. Dreaming Bigger?!? The site offers room to add a dock and steps for a true fishing camp retreat (Buyt to verify all permitting, setbacks, and riparian rights)
Show more

Highlights

Listed by Himber M Orellana , 850-931-2272 Counts Real Estate Group Inc , 850-231-1483. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
0.27

Year Built

2017

County

Walton

Area

30 - Other Counties

 Neighborhood

Cowford Landing

Listing ID

1011254

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:2
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:2
  • ▪ 1/2 Bathrooms:1
Appliances:Cooktop, Freezer, Microwave, Refrigerator, Stove/Oven Electric, Water Heater - Elect
Air Cond:Wall/Window Unit(s),Ceiling Fans
Fireplaces:Fireplace
Floor:Floor Hardwood,Floor Vinyl
Other:
  • ▪ Additional:Ceiling Vaulted, Fireplace, Guest Quarters, Kitchen Island, Owner's Closet, Washer/Dryer Hookup

Exterior Features

Lot:Bulkhead/Seawall,Survey Available,Within 1/2 Mile to Water,River
Lot Dimensions:122' X 72.5'
Zoning:Resid Single Family
Others:
  • ▪ Additional:Deck Covered, Deck Enclosed
Parking Features:Boat,Covered
Principal Interest
$1,633
Taxes
$85

Home Price

$295,500

Loan Details

30 yrs
7.374%

Down Payment

20%
$59,100
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,632.59

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,632.59 $85.15 $0.00 $1,717.74
Yearly $19,591.14 $1,021.74 $0.00 $20,612.88
Total $587,734.18 $30,652.20 $0.00 $618,386.38

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Ponce De Leon, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T02:54:18.000Z

© 2026 Emerald Coast Multiple Listing Services