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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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20 Lot Blue Pond , Ponce De Leon, FL 32455
$89,000
Est. Payment: $491.71/mo
0.46 Acres
Status: Active | Days on site: 9
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EHGP - E25073,E5820
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Harrison Lilly Team
Owner/Operator

House Description

If you've been waiting for a quiet piece of North Walton with water in the story, this is the lot. Lot 20 sits on Blue Pond Circle in Blue Cypress, a small lakeside neighborhood wrapped around spring-fed Blue Pond in Ponce de Leon. The parcel is vacant land and just under half an acre--ready for the home, cabin, or weekend getaway you've been sketching on napkins. Blue Pond is the kind of lake people keep to themselves: clear, spring-fed water, fishing at first light, swimming in the heat of the day, and evenings that go quiet enough to hear the woods. Neighbors already live the lifestyle with docks, porches, and long views across the water. You get the setting without the 30A price tag or the traffic that comes with it. You're close to Ponce de Leon Springs State Park, a short run to DeFuniak Springs, and about 45 minutes from the Gulf. Come see the lot in person. This is not a high-rise view. It's a place to put a house, a dock in your future, and a slower clock.

Highlights

Listed by Ethan Morrison , 850-333-3554 and Ricky A Fannin , 850-974-1700 HomeBiz Properties , 850-835-6800. Emerald Coast Multiple Listing Services

Property Type

Vacant Land

Lot/Acreage
0.46

County

Walton

Area

23 - North Walton County

Neighborhood

Blue Cypress

Listing ID

1012899

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Interior Features

Exterior Features

Lot:Wooded,Pond
Lot Dimensions:230x90
Zoning:Deed Restrictions, Resid Single Family
Principal Interest
$492
Taxes
$26

Home Price

$89,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$17,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$491.71

Principal

Taxes

Principal Taxes HOA Total
Monthly $491.71 $25.88 $0.00 $517.60
Yearly $5,900.55 $310.60 $0.00 $6,211.15
Total $177,016.38 $9,318.00 $0.00 $186,334.38

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Ponce De Leon, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:00:03.000Z

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