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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2925 Cedar Ln , Ponce De Leon, FL 32455
$80,000
Est. Payment: $441.99/mo
3 Bed
2 Bath
1272 Sqft
1.02 Acres
Status: Pending | Days on site: 6
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Harrison Lilly Team
Owner/Operator

House Description

Looking for a home you can finish and make your own? This solid brick 3-bedroom, 1-bath home--with the potential for a second bath--sits on 1.02 acres in a peaceful country setting and offers a great opportunity for someone ready to bring their vision to life. Several major improvements were completed around 2019, including the roof, insulation, windows, doors, and interior framing. Electrical work has also been completed, and portions of the home have been sheetrocked, giving the next owner a head start on the renovation. Inside, you'll find a spacious layout with an open-concept design, while the solid brick exterior and concrete slab foundation provide a great starting point for your renovation plans. With much of the groundwork already underway, you can finish the remaining details with your own choice of flooring, fixtures, colors, finishes, and personal style. Located in a peaceful country setting, this property also puts you within easy reach of some of the area's natural treasures. Many of Northwest Florida's beautiful springs are just minutes away, offering opportunities for swimming, kayaking, and enjoying the outdoors. And when you're ready for a day at the coast, the sugar-sand beaches of Panama City Beach are within approximately 35 miles. Whether you're looking for a project, a place to create your own custom home, or an opportunity to enjoy the best of country living while staying within reach of the Gulf Coast, this property is ready for its next chapter. *Some listing photos have been digitally enhanced/virtually staged to help illustrate the property's potential and do not reflect the current condition or appearance of the property. Please rely on the actual property photos and disclosures for current condition.

Highlights

Listed by Megan Powell , 850-635-1018 Panhandle Realty LLC , 850-836-4825. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
1.02

Year Built

1994

County

Holmes

Area

08 - Holmes County

Neighborhood

[No Recorded Subdiv]

Listing ID

795819

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot Dimensions:214x300x200x373
Principal Interest
$442
Taxes
$32

Home Price

$80,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$16,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$441.99

Principal

Taxes

Principal Taxes HOA Total
Monthly $441.99 $32.25 $0.00 $474.23
Yearly $5,303.86 $386.94 $0.00 $5,690.80
Total $159,115.85 $11,608.20 $0.00 $170,724.05

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Ponce De Leon, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T14:28:03.000Z

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