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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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6 Ruffin Cir , Pensacola, FL 32503
$319,000
Est. Payment: $1,617.91/mo
6 Bed
5 Bath
1917 Sqft
Status: pending | Days on site: 171
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Move-In Ready with Built-In Income Potential – A Rare Opportunity! Welcome to this beautifully updated tri-level home, perfectly positioned at the end of a quiet cul-de-sac for added privacy and minimal traffic. With generous spacing between neighbors and thoughtful upgrades throughout, this property offers both comfort and versatility. Inside, you’ll find fresh, updated flooring and a modernized kitchen featuring upgraded appliances and stylish finishes that elevate the heart of the home. Major improvements provide peace of mind, including a 2020 roof, 2023 HVAC system, hurricane-rated windows and doors, and updated bathroom vanities—making this home truly move-in ready. What truly sets this property apart is the private, self-contained apartment suite. Complete with its own bedroom, bathroom, kitchenette, living area, and private entrance, this flexible space is ideal for rental income, multi-generational living, extended guests, or a private home office setup. Whether you’re looking for a primary residence with room to grow, an investment opportunity, or the perfect combination of both, this home delivers unmatched flexibility. 5 Bedrooms | 5 Bathrooms | Endless Possibilities Opportunities like this are rare—schedule your private showing today and see the potential for yourself!

Highlights

Listed by Robb Colley , Coastal Stays , 251-727-6977. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.19

Year Built

1965

County

Escambia - Fl

Neighborhood

Thornton Place

Listing ID

678378

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:6
  • Bathrooms:5
  • Full Bathrooms:5
Appliances:Gas Water Heater, Dryer, Washer, Dishwasher, Microwave, Refrigerator
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Floor:Hardwood,Tile,Simulated Wood
Other:
  • Additional:Ceiling Fan(s), Bonus Room
Water:Public

Exterior Features

Lot:Cul-De-Sac
Zoning:Res Single
Roof:Composition
Others:
  • Additional:Rain Gutters, Resale
Sewer:Public Sewer
Parking Features:Driveway
Principal Interest
$1,618
Taxes
$203

Home Price

$319,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$63,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,617.91

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,617.91 $203.36 $0.00 $1,821.27
Yearly $19,414.89 $2,440.35 $0.00 $21,855.24
Total $582,446.81 $73,210.50 $0.00 $655,657.31

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Pensacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.